Newly Listed
House for Sale
$1,800,000
4 bd · 3 ba · 3,151 sqft
19310 SW 88th Ct, Cutler Bay, FL 33157
WHISPERING PINES ESTS SEC
Bedrooms
Bathrooms
Cutler Bay Waterfront Homes for Sale
22 listings
Newly Listed
House for Sale
$1,100,000
3 bd · 2 ba · 3,206 sqft
7914 SW 199th Ter, Cutler Bay, FL 33189
SAGA BAY SEC 1 PT 9
54 Days on Market
House for Sale
$1,100,000
5 bd · 5 ba · 3,982 sqft
7601 SW 187th St, Cutler Bay, FL 33157
CUTLER CAY
16 Days on Market
House for Sale
$989,000
5 bd · 3 ba · 2,545 sqft
21043 SW 92nd Pl, Cutler Bay, FL 33189
C B Palms
27 Days on Market
House for Sale
$799,500
4 bd · 2 ba · 1,957 sqft
9771 Bel Aire Dr, Cutler Bay, FL 33157
BEL AIRE SEC 3
48 Days on Market
House for Sale
$799,000
5 bd · 3 ba · 2,501 sqft
20901 SW 88TH Court, Cutler Bay, FL 33189
41 Days on Market
House for Sale
$740,000
4 bd · 3 ba · 2,934 sqft
8765 SW 208th St, Cutler Bay, FL 33189
CANTAMAR
83 Days on Market
House for Sale
$699,000
3 bd · 2 ba · 1,200 sqft
19120 Bel Aire Dr, Cutler Bay, FL 33157
BEL AIRE SEC 3
Newly Listed
House for Sale
$597,900
4 bd · 3 ba · 2,476 sqft
22121 SW 87th Place, Cutler Bay, FL 33190
82 Days on Market
House for Sale
$595,000
2 bd · 1 ba · 1,332 sqft
9940 Belgrade Rd, Cutler Bay, FL 33157
BEL-AIRE SEC 1
Newly Listed
House for Sale
$550,000
3 bd · 2 ba · 1,510 sqft
20315 SW 86th Ct, Cutler Bay, FL 33189
SEA GRAPE TOWN HOMES
Newly Listed
Townhome for Sale
$485,000
3 bd · 3 ba · 1,526 sqft
22578 SW 89th Pl, Cutler Bay, FL 33190
THE COVE
Newly Listed
Townhome for Sale
$455,000
3 bd · 2 ba · 1,225 sqft
20816 SW 103rd Pl, Cutler Bay, FL 33189
Cutler Ridge
Newly Listed
Home for Sale
$410,000
3 bd · 3 ba · 1,539 sqft
Crystal Cay
203 Days on Market
Townhome for Sale
$379,777
2 bd · 3 ba · 1,458 sqft
9011 SW 227th St # 1, Cutler Bay, FL 33190
Isles of Bayshore
76 Days on Market
Townhome for Sale
$370,000
2 bd · 3 ba · 1,458 sqft
9011 SW 227th St # 2, Cutler Bay, FL 33190
Lakes by The Bay
977 Days on Market
Condo for Sale
$295,000
2 bd · 2 ba · 980 sqft
8260 SW 210th St # 220, Cutler Bay, FL 33189
Saga Bay
147 Days on Market
Condo for Sale
$235,000
1 bd · 2 ba · 806 sqft
21121 SW 85th Ave # 117, Cutler Bay, FL 33189
Cove Condo
177 Days on Market
Condo for Sale
$230,000
2 bd · 2 ba · 980 sqft
8260 SW 210th St # 210, Cutler Bay, FL 33189
Saga Bay Gardens
83 Days on Market
Condo for Sale
$225,000
1 bd · 1 ba · 813 sqft
8600 SW 212th St # 208, Cutler Bay, FL 33189
LE CLUB AT OLD CUTLER CON
19 Days on Market
Condo for Sale
$220,000
1 bd · 1 ba · 813 sqft
8600 SW 212th St # 308, Cutler Bay, FL 33189
LE CLUB
Newly Listed
Condo for Sale
$169,900
1 bd · 1 ba · 600 sqft
8260 SW 210th St # 216, Cutler Bay, FL 33189
SAGA BAY GARDENS
Talk to a local agent
Looking at Cutler Bay Waterfront Homes?
Tell us what you're after — we'll send matching homes, off-market options and recent sales, and set up private showings.
Live MLS inventory in Cutler Bay, updated continuously. Florida Lux Real Estate currently tracks 22 active listings here. MLS inventory updated October 12, 2026.
Waterfront Homes for Sale in Cutler Bay: What to Know Before You Search
Cutler Bay is South Dade's value proposition — an incorporated town of gated communities and lakefront subdivisions where newer single-family homes come in well under the urban core, with the Southland corridor bringing in retail and jobs.
Waterfront is a category of its own in Cutler Bay, and it prices in tiers: open water, ocean or gulf frontage, canal and lakefront each carry a different premium. In a market known for newer gated communities at South Dade's most reachable prices, the buyers who do best know the gap between a water view and real dockage — frontage with deep, unobstructed access commands the strongest numbers and defends them longest.
Cutler Bay Market Snapshot
498
Homes sold, last 12 months
$585K
Median sale price
46 days
Median time on market
Frequently Asked Questions
Why does boating access matter so much for Cutler Bay waterfront?
Access without a fixed bridge capping a boat's height is the single biggest driver of waterfront value for anyone who owns a vessel. Homes behind low bridges suit smaller boats and price accordingly. We flag the access profile on every waterfront listing we show you.
Will I need flood insurance on Cutler Bay waterfront property?
Lenders require it inside mapped flood zones, which take in most genuine waterfront. Premiums swing hugely on elevation and construction era — a newer, elevated home often insures for less than an older inland one. We quote it during diligence so you know the carrying cost before you offer.
How do I arrange a showing in Cutler Bay?
Each listing on this page carries an inquiry form that goes straight to our brokerage — or reach us at +1 786-370-8570. We schedule private tours to fit your calendar and run live video walkthroughs for buyers relocating from out of state, with no obligation attached.
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Waterfront Homes for Sale in Nearby Cities
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- Cutler Bay Homes for Sale(247)
- Cutler Bay Single Family Homes for Sale(157)
- Cutler Bay Condos for Sale(52)
- Cutler Bay Townhomes for Sale(37)
- Cutler Bay Multi-Family Homes for Sale(1)
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Cutler Bay Condos for Sale by Type & Price
Bedroom Size Homes in Cutler Bay
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Homes Nearby Cutler Bay: Neighborhoods
- CUTLER CAY Homes for Sale(17)
- THE COURTS AT BAYSHORE II Homes for Sale(14)
- LE CLUB AT OLD CUTLER CON Homes for Sale(10)
- WHISPERING PINES ESTATES Homes for Sale(9)
- THE COURTS AT BAYSHORE I Homes for Sale(7)
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- BEL AIRE SEC 3 Homes for Sale(6)
- Paradise Pointe Homes for Sale(6)
- CUTLER RIDGE SEC 4 Homes for Sale(5)
- SAGA BAY SEC 1 PT 4 Homes for Sale(5)
- SANTA BARBARA Homes for Sale(5)
- SAGA BAY TOWNHOMES Homes for Sale(5)
- Le Club At Old Cutler Homes for Sale(4)
- Saga Bay Gardens Homes for Sale(4)
- WHISPERING PINES EST SEC Homes for Sale(4)
- BENSON MANOR Homes for Sale(4)
Homes Nearby Cutler Bay: Cities
Homes Nearby Cutler Bay: ZIP Codes
- 33189 Homes for Sale(119)
- 33157 Homes for Sale(88)
- 33190 Homes for Sale(70)
- 33158 Homes for Sale(18)
- 33176 Homes for Sale(7)