Cutler Bay Homes for Sale under $1M

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71 Days on Market

House for Sale

$999,999

5 bd · 4 ba · 3,945 sqft

7926 SW 195th Ter, Cutler Bay, FL 33157

CUTLER CAY

15 Days on Market

House for Sale

$989,000

5 bd · 3 ba · 2,545 sqft

21043 SW 92nd Pl, Cutler Bay, FL 33189

C B Palms

16 Days on Market

House for Sale

$974,990

4 bd · 4 ba · 0 sqft

9630 SW 208th Ter, Cutler Bay, FL 33189

Century at Cutler Bay

10113 Bahama Drive, Cutler Bay, FL 33189

50 Days on Market

House for Sale

$966,000

4 bd · 3 ba · 2,533 sqft

10113 Bahama Drive, Cutler Bay, FL 33189

Capistrano

106 Days on Market

House for Sale

$966,000

4 bd · 3 ba · 2,533 sqft

10130 Bahia Drive, Cutler Bay, FL 33189

Capistrano

9 Days on Market

House for Sale

$950,000

5 bd · 4 ba · 3,600 sqft

CUTLER CAY

Newly Listed

House for Sale

$949,000

5 bd · 4 ba ·

20943 SW 96th Ct, Cutler Bay, FL 33189

CENTURY AT CUTLER BAY

160 Days on Market

House for Sale

$935,000

3 bd · 2 ba · 1,826 sqft

8895 SW 184th Ter, Cutler Bay, FL 33157

BEL-AIRE SEC 23

10123 Bahama Drive, Cutler Bay, FL 33189

47 Days on Market

House for Sale

$929,990

4 bd · 3 ba · 2,315 sqft

10123 Bahama Drive, Cutler Bay, FL 33189

Capistrano

Newly Listed

House for Sale

$910,000

5 bd · 4 ba · 3,061 sqft

19385 SW 79th Ct, Cutler Bay, FL 33157

CUTLER CAY

237 Days on Market

House for Sale

$897,000

4 bd · 4 ba · 2,646 sqft

7961 SW 198th St, Cutler Bay, FL 33189

SAGA BAY SEC 1 PT 4

63 Days on Market

House for Sale

$895,000

4 bd · 3 ba · 2,607 sqft

10210 SW 191st St, Cutler Bay, FL 33157

ROSEWOOD HOMES

Newly Listed

House for Sale

$880,000

4 bd · 3 ba · 1,614 sqft

18731 SW 87th Ave, Cutler Bay, FL 33157

WHISPERING PINES ESTATES

28 Days on Market

House for Sale

$878,000

5 bd · 3 ba · 2,246 sqft

10245 SW 212th St, Cutler Bay, FL 33189

CUTLER RIDGE SEC 6

64 Days on Market

House for Sale

$869,000

4 bd · 3 ba · 2,894 sqft

8611 SW 207th Ter, Cutler Bay, FL 33189

CENTENNIAL SEC 3

Newly Listed

House for Sale

$849,000

3 bd · 1 ba · 2,059 sqft

8721 SW 191st St, Cutler Bay, FL 33157

WHISPERING PINES ESTATES

18 Days on Market

House for Sale

$849,000

4 bd · 3 ba · 1,600 sqft

19900 SW 83rd Ave, Cutler Bay, FL 33189

SAGA BAY SEC ONE PART TWO

97 Days on Market

House for Sale

$840,000

5 bd · 5 ba · 3,168 sqft

7436 SW 188th Ln, Cutler Bay, FL 33157

CUTLER CAY

10 Days on Market

House for Sale

$825,000

5 bd · 3 ba · 2,184 sqft

9780 Bel Aire Dr, Cutler Bay, FL 33157

BEL AIRE SEC 3

Newly Listed

House for Sale

$800,000

4 bd · 3 ba · 2,699 sqft

20304 SW 85th Ave, Cutler Bay, FL 33189

SEA GRAPE TOWN HOMES

Newly Listed

House for Sale

$800,000

3 bd · 3 ba · 1,993 sqft

18545 SW 82nd Ave, Cutler Bay, FL 33157

EUREKA DRIVE ESTATES

26 Days on Market

House for Sale

$799,500

4 bd · 2 ba · 1,957 sqft

9771 Bel Aire Dr, Cutler Bay, FL 33157

BEL AIRE SEC 3

202 Days on Market

House for Sale

$799,000

4 bd · 2 ba · 1,772 sqft

8620 SW 185th Ter, Cutler Bay, FL 33157

WHISPERING PINES ESTATES

20901 SW 88TH Court, Cutler Bay, FL 33189

48 Days on Market

House for Sale

$799,000

5 bd · 3 ba · 2,501 sqft

20901 SW 88TH Court, Cutler Bay, FL 33189

Talk to a local agent

Looking at Cutler Bay Homes for Sale under $1M?

Tell us what you're after — we'll send matching homes, off-market options and recent sales, and set up private showings.

Matthew Gromadzki

Real Estate Broker

(786) 370-8570

Live MLS inventory in Cutler Bay, updated continuously. Florida Lux Real Estate currently tracks 223 active listings here. MLS inventory updated October 11, 2026.

Homes for Sale under $1M in Cutler Bay: What to Know Before You Search

Cutler Bay is South Dade's value proposition — an incorporated town of gated communities and lakefront subdivisions where newer single-family homes come in well under the urban core, with the Southland corridor bringing in retail and jobs.

Setting the ceiling at $1.0M turns Cutler Bay into a value hunt — and the value tends to hide in specific corners: an older building whose fees undersell its address, a property type the market keeps overlooking, a block just off the prime grid. Known for newer gated communities at South Dade's most reachable prices, Cutler Bay always has an under-the-radar pocket, and this page keeps every listing beneath the cap in one place so none of it slips past you.

Cutler Bay Market Snapshot

498

Homes sold, last 12 months

$585K

Median sale price

46 days

Median time on market

Frequently Asked Questions

What can I realistically buy in Cutler Bay under $1.0M?

The honest inventory is right here, updated continuously, and the mix shifts month to month. As a rule of thumb condos stretch a capped budget furthest, townhomes buy the most space, and houses under a ceiling trade quickest. We'll tell you candidly which listings are priced low for a reason.

What costs sit beyond the price in Cutler Bay?

Budget association dues on condos and townhomes, insurance that shifts with roof age and flood zone, and buyer closing costs of roughly two to three percent. We build a true monthly-cost sheet for any listing before you offer, so your ceiling still holds after closing.

How do I arrange a showing in Cutler Bay?

Each listing on this page carries an inquiry form that goes straight to our brokerage — or reach us at +1 786-370-8570. We schedule private tours to fit your calendar and run live video walkthroughs for buyers relocating from out of state, with no obligation attached.

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