Newly Listed
Townhome for Sale
$399,999
2 bd · 3 ba · 1,282 sqft
9315 SW 221 Street, Cutler Bay, FL 33190
The Waterways
Bedrooms
Bathrooms
Cutler Bay Homes for Sale under $400K
70 listings
75 Days on Market
Townhome for Sale
$399,000
3 bd · 3 ba · 1,328 sqft
23101 SW 99th Ave, Cutler Bay, FL 33190
Crystal Cay
Newly Listed
Townhome for Sale
$399,000
3 bd · 3 ba · 1,518 sqft
22201 SW 103rd Ave, Cutler Bay, FL 33190
Black Creek Villas
203 Days on Market
Townhome for Sale
$379,777
2 bd · 3 ba · 1,458 sqft
9011 SW 227th St # 1, Cutler Bay, FL 33190
Isles of Bayshore
55 Days on Market
Townhome for Sale
$379,000
3 bd · 2 ba · 1,295 sqft
8564 SW 214th Way, Cutler Bay, FL 33189
SANTA BARBARA
33 Days on Market
Townhome for Sale
$379,000
3 bd · 2 ba · 1,229 sqft
8421 SW 209th St # 8421, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
110 Days on Market
Townhome for Sale
$377,900
2 bd · 3 ba · 1,381 sqft
20930 SW 83rd Ave, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
72 Days on Market
Townhome for Sale
$375,000
2 bd · 3 ba · 1,458 sqft
9125 SW 227th St # 1, Cutler Bay, FL 33190
LAKES BY THE BAY EVE REPL
173 Days on Market
Townhome for Sale
$374,900
4 bd · 3 ba · 1,523 sqft
9209 SW 227th St # 1, Cutler Bay, FL 33190
The Shores
117 Days on Market
Townhome for Sale
$370,000
3 bd · 3 ba · 1,515 sqft
22511 SW 88th Pl # 6-24, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
76 Days on Market
Townhome for Sale
$370,000
2 bd · 3 ba · 1,458 sqft
9011 SW 227th St # 2, Cutler Bay, FL 33190
Lakes by The Bay
Newly Listed
House for Sale
$370,000
3 bd · 1 ba ·
19533 SW 103 ct, Cutler Bay, FL 33157
point royale duplex condo
39 Days on Market
House for Sale
$369,900
1 bd · 1 ba · 594 sqft
10215 SW 184th St, Cutler Bay, FL 33157
MIDWAY
39 Days on Market
House for Sale
$369,900
2 bd · 1 ba · 651 sqft
10219 SW 184th St, Cutler Bay, FL 33157
MIDWAY
Newly Listed
Condo for Sale
$350,000
3 bd · 3 ba · 1,523 sqft
9143 SW 227th St # 6, Cutler Bay, FL 33190
THE SHORES CONDO NO 2
41 Days on Market
Townhome for Sale
$340,000
3 bd · 3 ba · 1,515 sqft
22911 SW 88th Pl # 5-21, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
35 Days on Market
Condo for Sale
$339,000
3 bd · 3 ba · 1,383 sqft
22821 SW 88th Pl # 1-20, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
71 Days on Market
Condo for Sale
$337,000
3 bd · 3 ba · 1,383 sqft
22721 SW 88th Pl # 9-19, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
Newly Listed
Townhome for Sale
$330,000
3 bd · 3 ba · 1,280 sqft
18674 SW 100th Ave # 18674, Cutler Bay, FL 33157
royal point
21 Days on Market
Condo for Sale
$330,000
3 bd · 3 ba · 1,383 sqft
22811 SW 88th Pl # 6-22, Cutler Bay, FL 33190
THE COURTS AT BAYSHORE I
80 Days on Market
Condo for Sale
$330,000
2 bd · 3 ba · 1,139 sqft
22911 SW 88th Pl # 9-21, Cutler Bay, FL 33190
The Courts of Bayshore I
41 Days on Market
Condo for Sale
$330,000
3 bd · 3 ba · 1,325 sqft
9145 SW 227th St # 4, Cutler Bay, FL 33190
Isles of Bayshore
174 Days on Market
Condo for Sale
$329,500
2 bd · 3 ba · 1,020 sqft
19620 SW 103rd Ct # 1-1, Cutler Bay, FL 33157
POINT ROYALE
221 Days on Market
Townhome for Sale
$324,900
3 bd · 2.5 ba · 1,515 sqft
22411 SW 88th Place # 14-26, Cutler Bay, FL 33190
Talk to a local agent
Looking at Cutler Bay Homes for Sale under $400K?
Tell us what you're after — we'll send matching homes, off-market options and recent sales, and set up private showings.
Live MLS inventory in Cutler Bay, updated continuously. Florida Lux Real Estate currently tracks 70 active listings here. MLS inventory updated October 12, 2026.
Homes for Sale under $400K in Cutler Bay: What to Know Before You Search
Cutler Bay is South Dade's value proposition — an incorporated town of gated communities and lakefront subdivisions where newer single-family homes come in well under the urban core, with the Southland corridor bringing in retail and jobs.
Setting the ceiling at $400K turns Cutler Bay into a value hunt — and the value tends to hide in specific corners: an older building whose fees undersell its address, a property type the market keeps overlooking, a block just off the prime grid. Known for newer gated communities at South Dade's most reachable prices, Cutler Bay always has an under-the-radar pocket, and this page keeps every listing beneath the cap in one place so none of it slips past you.
Cutler Bay Market Snapshot
498
Homes sold, last 12 months
$585K
Median sale price
46 days
Median time on market
Frequently Asked Questions
What can I realistically buy in Cutler Bay under $400K?
The honest inventory is right here, updated continuously, and the mix shifts month to month. As a rule of thumb condos stretch a capped budget furthest, townhomes buy the most space, and houses under a ceiling trade quickest. We'll tell you candidly which listings are priced low for a reason.
What costs sit beyond the price in Cutler Bay?
Budget association dues on condos and townhomes, insurance that shifts with roof age and flood zone, and buyer closing costs of roughly two to three percent. We build a true monthly-cost sheet for any listing before you offer, so your ceiling still holds after closing.
How do I arrange a showing in Cutler Bay?
Each listing on this page carries an inquiry form that goes straight to our brokerage — or reach us at +1 786-370-8570. We schedule private tours to fit your calendar and run live video walkthroughs for buyers relocating from out of state, with no obligation attached.
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Homes for Sale under $400K in Nearby Cities
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- Cutler Bay Homes for Sale(247)
- Cutler Bay Single Family Homes for Sale(157)
- Cutler Bay Condos for Sale(52)
- Cutler Bay Townhomes for Sale(37)
- Cutler Bay Multi-Family Homes for Sale(1)
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Cutler Bay Condos for Sale by Type & Price
Bedroom Size Homes in Cutler Bay
Homes by Price in Cutler Bay
Lifestyle & New in Cutler Bay
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Homes Nearby Cutler Bay: Neighborhoods
- CUTLER CAY Homes for Sale(17)
- THE COURTS AT BAYSHORE II Homes for Sale(14)
- LE CLUB AT OLD CUTLER CON Homes for Sale(10)
- WHISPERING PINES ESTATES Homes for Sale(9)
- THE COURTS AT BAYSHORE I Homes for Sale(7)
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- BEL AIRE SEC 3 Homes for Sale(6)
- Paradise Pointe Homes for Sale(6)
- CUTLER RIDGE SEC 4 Homes for Sale(5)
- SAGA BAY SEC 1 PT 4 Homes for Sale(5)
- SANTA BARBARA Homes for Sale(5)
- SAGA BAY TOWNHOMES Homes for Sale(5)
- Le Club At Old Cutler Homes for Sale(4)
- Saga Bay Gardens Homes for Sale(4)
- WHISPERING PINES EST SEC Homes for Sale(4)
- BENSON MANOR Homes for Sale(4)
Homes Nearby Cutler Bay: Cities
Homes Nearby Cutler Bay: ZIP Codes
- 33189 Homes for Sale(118)
- 33157 Homes for Sale(88)
- 33190 Homes for Sale(69)
- 33158 Homes for Sale(18)
- 33176 Homes for Sale(7)