Newly Listed
House for Sale
$499,000
3 bd · 2 ba · 1,561 sqft
9064 SW 215th Ter, Cutler Bay, FL 33189
Lakes By The Bay Sec 8
Bedrooms
Bathrooms
Cutler Bay Homes for Sale under $500K
97 listings
Newly Listed
House for Sale
$499,000
3 bd · 2 ba · 1,185 sqft
20721 SW 103rd Ct, Cutler Bay, FL 33189
CUTLER CREEK CLUB SEC 2 A
23 Days on Market
House for Sale
$495,000
2 bd · 2 ba · 1,050 sqft
10340 SW 207th St, Cutler Bay, FL 33189
CUTLER CREEK WEST
72 Days on Market
House for Sale
$490,000
3 bd · 2 ba · 1,166 sqft
10031 SW 223rd Terrace, Cutler Bay, FL 33190
178 Days on Market
House for Sale
$490,000
3 bd · 2 ba · 1,369 sqft
22226 SW 98th Pl, Cutler Bay, FL 33190
LAKES BY THE BAY SEC 5
Newly Listed
Townhome for Sale
$485,000
3 bd · 3 ba · 1,526 sqft
22578 SW 89th Pl, Cutler Bay, FL 33190
THE COVE
Newly Listed
House for Sale
$479,000
3 bd · 2 ba · 1,248 sqft
10024 SW 222nd St, Cutler Bay, FL 33190
LAKES BY THE BAY SEC 6
9 Days on Market
Townhome for Sale
$475,000
3 bd · 3 ba · 1,934 sqft
9030 SW 203rd Ter, Cutler Bay, FL 33189
Old Cutler Cove
227 Days on Market
Townhome for Sale
$470,000
3 bd · 3 ba · 1,504 sqft
21470 SW 85th Path, Cutler Bay, FL 33189
Santa Barbara
Newly Listed
Townhome for Sale
$455,000
3 bd · 2 ba · 1,225 sqft
20816 SW 103rd Pl, Cutler Bay, FL 33189
Cutler Ridge
Newly Listed
Townhome for Sale
$455,000
3 bd · 3 ba · 1,705 sqft
22067 SW 88th Path, Cutler Bay, FL 33190
LAKES BY THE BAY JAY
22 Days on Market
Townhome for Sale
$455,000
3 bd · 3 ba · 1,705 sqft
21943 SW 88th Path, Cutler Bay, FL 33190
LAKES BY THE BAY JAY
Newly Listed
Townhome for Sale
$450,000
3 bd · 3 ba ·
9928 SW 228th Terrace, Cutler Bay, FL 33190
ENCLAVE
Newly Listed
Townhome for Sale
$450,000
3 bd · 3 ba · 1,601 sqft
8402 SW 208th St, Cutler Bay, FL 33189
Saga Bay Townhouses
Newly Listed
Townhome for Sale
$449,900
3 bd · 3 ba · 1,747 sqft
22412 SW 89th Ave, Cutler Bay, FL 33190
LAKES BY THE BAY
17 Days on Market
Townhome for Sale
$440,000
3 bd · 3 ba · 1,598 sqft
9045 SW 203rd Ter, Cutler Bay, FL 33189
OLD CUTLER COVE
Newly Listed
Townhome for Sale
$435,000
3 bd · 3 ba · 1,562 sqft
22018 SW 93rd Pl, Cutler Bay, FL 33190
LAKES BY THE BAY CEE
376 Days on Market
Townhome for Sale
$430,000
4 bd · 3 ba · 1,712 sqft
Lakes By The Bay
Newly Listed
Townhome for Sale
$430,000
3 bd · 3 ba · 1,542 sqft
9051 SW 227th St # 11, Cutler Bay, FL 33190
Isles at Bayshore
Townhome for Sale
$429,900
3 bd · 3 ba · 1,504 sqft
8570 SW 214th Way # ., Cutler Bay, FL 33189
SANTA BARBARA
307 Days on Market
Townhome for Sale
$425,000
3 bd · 2 ba · 1,295 sqft
8525 SW 214th Ter, Cutler Bay, FL 33189
Santa Barbara
14 Days on Market
Townhome for Sale
$420,000
3 bd · 3 ba · 1,562 sqft
9267 SW 220th Ter, Cutler Bay, FL 33190
LAKES BY THE BAY CEE
Newly Listed
Townhome for Sale
$419,000
3 bd · 3 ba · 1,295 sqft
21474 SW 85th Path, Cutler Bay, FL 33189
SANTA BARBARA
113 Days on Market
Townhome for Sale
$414,000
3 bd · 3 ba · 1,293 sqft
20801 SW 83rd Ave, Cutler Bay, FL 33189
SAGA BAY TOWNHOMES
Talk to a local agent
Looking at Cutler Bay Homes for Sale under $500K?
Tell us what you're after — we'll send matching homes, off-market options and recent sales, and set up private showings.
Live MLS inventory in Cutler Bay, updated continuously. Florida Lux Real Estate currently tracks 97 active listings here. MLS inventory updated October 11, 2026.
Homes for Sale under $500K in Cutler Bay: What to Know Before You Search
Cutler Bay is South Dade's value proposition — an incorporated town of gated communities and lakefront subdivisions where newer single-family homes come in well under the urban core, with the Southland corridor bringing in retail and jobs.
Setting the ceiling at $500K turns Cutler Bay into a value hunt — and the value tends to hide in specific corners: an older building whose fees undersell its address, a property type the market keeps overlooking, a block just off the prime grid. Known for newer gated communities at South Dade's most reachable prices, Cutler Bay always has an under-the-radar pocket, and this page keeps every listing beneath the cap in one place so none of it slips past you.
Frequently Asked Questions
What can I realistically buy in Cutler Bay under $500K?
The honest inventory is right here, updated continuously, and the mix shifts month to month. As a rule of thumb condos stretch a capped budget furthest, townhomes buy the most space, and houses under a ceiling trade quickest. We'll tell you candidly which listings are priced low for a reason.
What costs sit beyond the price in Cutler Bay?
Budget association dues on condos and townhomes, insurance that shifts with roof age and flood zone, and buyer closing costs of roughly two to three percent. We build a true monthly-cost sheet for any listing before you offer, so your ceiling still holds after closing.
How do I arrange a showing in Cutler Bay?
Each listing on this page carries an inquiry form that goes straight to our brokerage — or reach us at +1 786-370-8570. We schedule private tours to fit your calendar and run live video walkthroughs for buyers relocating from out of state, with no obligation attached.
Discover Your Perfect Home
Homes for Sale under $500K in Nearby Cities
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- Cutler Bay Homes for Sale(246)
- Cutler Bay Single Family Homes for Sale(156)
- Cutler Bay Condos for Sale(52)
- Cutler Bay Townhomes for Sale(37)
- Cutler Bay Multi-Family Homes for Sale(1)
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Cutler Bay Condos for Sale by Type & Price
Bedroom Size Homes in Cutler Bay
Homes by Price in Cutler Bay
Lifestyle & New in Cutler Bay
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Homes Nearby Cutler Bay: Neighborhoods
- CUTLER CAY Homes for Sale(17)
- THE COURTS AT BAYSHORE II Homes for Sale(14)
- LE CLUB AT OLD CUTLER CON Homes for Sale(10)
- WHISPERING PINES ESTATES Homes for Sale(9)
- THE COURTS AT BAYSHORE I Homes for Sale(7)
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- BEL AIRE SEC 3 Homes for Sale(6)
- Paradise Pointe Homes for Sale(6)
- CUTLER RIDGE SEC 4 Homes for Sale(5)
- SAGA BAY SEC 1 PT 4 Homes for Sale(5)
- SANTA BARBARA Homes for Sale(5)
- SAGA BAY TOWNHOMES Homes for Sale(5)
- Le Club At Old Cutler Homes for Sale(4)
- Saga Bay Gardens Homes for Sale(4)
- WHISPERING PINES EST SEC Homes for Sale(4)
- BENSON MANOR Homes for Sale(4)
Homes Nearby Cutler Bay: Cities
Homes Nearby Cutler Bay: ZIP Codes
- 33189 Homes for Sale(118)
- 33157 Homes for Sale(87)
- 33190 Homes for Sale(69)
- 33158 Homes for Sale(18)
- 33176 Homes for Sale(7)