Palmetto Bay Waterfront Homes for Sale

6 listings
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Matthew Gromadzki, Real Estate Broker
Matthew Gromadzki
Real Estate Broker
(786) 370-8570
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Live MLS inventory in Palmetto Bay, updated continuously. Florida Lux Real Estate currently tracks 6 active listings here. MLS inventory updated October 15, 2026.

Waterfront Homes for Sale in Palmetto Bay: What to Know Before You Search

South of Pinecrest along the bay, Palmetto Bay is a family village of larger lots, A-rated schools and the waterfront parks carved from the old Cutler estates. It offers much of what its northern neighbor does at more approachable pricing.

Waterfront is a category of its own in Palmetto Bay, and it prices in tiers: open water, ocean or gulf frontage, canal and lakefront each carry a different premium. In a market known for bayside family living with parks and strong schools, the buyers who do best know the gap between a water view and real dockage — frontage with deep, unobstructed access commands the strongest numbers and defends them longest.

Palmetto Bay Market Snapshot

325
Homes sold, last 12 months
$1.1M
Median sale price
54 days
Median time on market

Frequently Asked Questions

Why does boating access matter so much for Palmetto Bay waterfront?

Access without a fixed bridge capping a boat's height is the single biggest driver of waterfront value for anyone who owns a vessel. Homes behind low bridges suit smaller boats and price accordingly. We flag the access profile on every waterfront listing we show you.

Will I need flood insurance on Palmetto Bay waterfront property?

Lenders require it inside mapped flood zones, which take in most genuine waterfront. Premiums swing hugely on elevation and construction era — a newer, elevated home often insures for less than an older inland one. We quote it during diligence so you know the carrying cost before you offer.

How do I arrange a showing in Palmetto Bay?

Each listing on this page carries an inquiry form that goes straight to our brokerage — or reach us at +1 786-370-8570. We schedule private tours to fit your calendar and run live video walkthroughs for buyers relocating from out of state, with no obligation attached.

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