Cutler Bay Homes for Sale under $400K

64 listings
8600 SW 212th St # 308, Cutler Bay, FL 33189
19 Days on Market

Condo for Sale

$220,000

1 bd · 1 ba · 813 sqft

8600 SW 212th St # 308, Cutler Bay, FL 33189

LE CLUB

11060 SW 196th St # 110, Cutler Bay, FL 33157
43 Days on Market

Condo for Sale

$220,000

2 bd · 2 ba · 809 sqft

11060 SW 196th St # 110, Cutler Bay, FL 33157

PARADISE POINTE CONDO

8600 SW 212th St # 105, Cutler Bay, FL 33189
58 Days on Market

Condo for Sale

$215,000

1 bd · 1 ba · 813 sqft

8600 SW 212th St # 105, Cutler Bay, FL 33189

LE CLUB AT OLD CUTLER CON

11060 SW 196th St # 303, Cutler Bay, FL 33157
Newly Listed

Condo for Sale

$210,000

2 bd · 2 ba · 809 sqft

11060 SW 196th St # 303, Cutler Bay, FL 33157

Paradise Pointe

11050 SW 196th St # 408, Cutler Bay, FL 33157
Newly Listed

Condo for Sale

$210,000

2 bd · 2 ba · 914 sqft

11050 SW 196th St # 408, Cutler Bay, FL 33157

Paradise Pointe

8200 SW 210th St # 103, Cutler Bay, FL 33189
Newly Listed

Condo for Sale

$206,000

1 bd · 1 ba · 760 sqft

8200 SW 210th St # 103, Cutler Bay, FL 33189

SAGA BAY GARDENS

8590 SW 212th St # 207, Cutler Bay, FL 33189
9 Days on Market

Condo for Sale

$205,000

1 bd · 1 ba · 813 sqft

8590 SW 212th St # 207, Cutler Bay, FL 33189

LE CLUB

8200 SW 210th St # 101, Cutler Bay, FL 33189
Newly Listed

Condo for Sale

$199,900

2 bd · 2 ba · 980 sqft

8200 SW 210th St # 101, Cutler Bay, FL 33189

Saga Bay Gardens

11060 SW 196th St # 609, Cutler Bay, FL 33157
Newly Listed

Condo for Sale

$199,900

2 bd · 2 ba · 809 sqft

11060 SW 196th St # 609, Cutler Bay, FL 33157

Paradise Pointe

11060 SW 196th St # 612, Cutler Bay, FL 33157
29 Days on Market

Condo for Sale

$199,800

2 bd · 2 ba · 809 sqft

11060 SW 196th St # 612, Cutler Bay, FL 33157

Paradise Pointe

8600 SW 212th St # 205, Cutler Bay, FL 33189
25 Days on Market

Condo for Sale

$199,000

1 bd · 1 ba · 813 sqft

8600 SW 212th St # 205, Cutler Bay, FL 33189

LE CLUB AT OLD CUTLER CON

9760 SW 184th St # 12D, Cutler Bay, FL 33157
22 Days on Market

Condo for Sale

$199,000

2 bd · 1 ba · 765 sqft

9760 SW 184th St # 12D, Cutler Bay, FL 33157

Villas At Cutler Bay

8240 SW 210th St # 101, Cutler Bay, FL 33189
56 Days on Market

Condo for Sale

$194,900

2 bd · 2 ba · 980 sqft

8240 SW 210th St # 101, Cutler Bay, FL 33189

SAGA BAY GARNES

8260 SW 210th St # 308, Cutler Bay, FL 33189
17 Days on Market

Condo for Sale

$189,000

1 bd · 1 ba · 760 sqft

8260 SW 210th St # 308, Cutler Bay, FL 33189

Saga Bay gardens

10350 SW 220th St # 241, Cutler Bay, FL 33190
63 Days on Market

Condo for Sale

$170,000

2 bd · 2 ba · 940 sqft

10350 SW 220th St # 241, Cutler Bay, FL 33190

CUTLER CREEK VILLAGE

8260 SW 210th St # 216, Cutler Bay, FL 33189
Newly Listed

Condo for Sale

$169,900

1 bd · 1 ba · 600 sqft

8260 SW 210th St # 216, Cutler Bay, FL 33189

SAGA BAY GARDENS

Talk to a local agent

Looking at Cutler Bay Homes for Sale under $400K?

Tell us what you're after — we'll send matching homes, off-market options and recent sales, and set up private showings.

Matthew Gromadzki, Real Estate Broker
Matthew Gromadzki
Real Estate Broker
(786) 370-8570
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Live MLS inventory in Cutler Bay, updated continuously. Florida Lux Real Estate currently tracks 64 active listings here. MLS inventory updated November 1, 2026.

Homes for Sale under $400K in Cutler Bay: What to Know Before You Search

Cutler Bay is South Dade's value proposition — an incorporated town of gated communities and lakefront subdivisions where newer single-family homes come in well under the urban core, with the Southland corridor bringing in retail and jobs.

Setting the ceiling at $400K turns Cutler Bay into a value hunt — and the value tends to hide in specific corners: an older building whose fees undersell its address, a property type the market keeps overlooking, a block just off the prime grid. Known for newer gated communities at South Dade's most reachable prices, Cutler Bay always has an under-the-radar pocket, and this page keeps every listing beneath the cap in one place so none of it slips past you.

Cutler Bay Market Snapshot

506
Homes sold, last 12 months
$585K
Median sale price
46 days
Median time on market

Frequently Asked Questions

What can I realistically buy in Cutler Bay under $400K?

The honest inventory is right here, updated continuously, and the mix shifts month to month. As a rule of thumb condos stretch a capped budget furthest, townhomes buy the most space, and houses under a ceiling trade quickest. We'll tell you candidly which listings are priced low for a reason.

What costs sit beyond the price in Cutler Bay?

Budget association dues on condos and townhomes, insurance that shifts with roof age and flood zone, and buyer closing costs of roughly two to three percent. We build a true monthly-cost sheet for any listing before you offer, so your ceiling still holds after closing.

How do I arrange a showing in Cutler Bay?

Each listing on this page carries an inquiry form that goes straight to our brokerage — or reach us at +1 786-370-8570. We schedule private tours to fit your calendar and run live video walkthroughs for buyers relocating from out of state, with no obligation attached.

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