142 Days on Market
Condo for Sale
$400,000
1 bd · 1 ba · 950 sqft
10350 W Bay Harbor Dr # 7N, Bay Harbor Islands, FL 33154
ISLAND POINTE CONDO
Bedrooms
Bathrooms
Bay Harbor Islands Homes for Sale under $400K
21 listings
565 Days on Market
Condo for Sale
$389,999
2 bd · 2 ba · 929 sqft
1020 94th St # 203, Bay Harbor Islands, FL 33154
Chatillon Hall Condo
48 Days on Market
Condo for Sale
$369,900
2 bd · 2 ba · 1,190 sqft
1060 92nd St # 6, Bay Harbor Islands, FL 33154
OCEANUS CONDO
25 Days on Market
Condo for Sale
$365,000
2 bd · 2 ba · 1,071 sqft
1150 103rd St # 2, Bay Harbor Islands, FL 33154
Morning Star Condo
14 Days on Market
Condo for Sale
$360,000
2 bd · 1 ba · 755 sqft
9350 E Bay Harbor Dr # 6, Bay Harbor Islands, FL 33154
Dorbe Gardens Condo
68 Days on Market
Condo for Sale
$350,000
2 bd · 2 ba · 1,092 sqft
9280 Bay Harbor Ter # 26, Bay Harbor Islands, FL 33154
Southern Star Condo
164 Days on Market
Condo for Sale
$350,000
1 bd · 2 ba · 1,105 sqft
1001 91st St # 701, Bay Harbor Islands, FL 33154
LONGWOOD TOWERS CONDO
201 Days on Market
Condo for Sale
$349,000
2 bd · 2 ba · 929 sqft
1020 94th St # 503, Bay Harbor Islands, FL 33154
Chatillon Hall Condo
Newly Listed
Condo for Sale
$349,000
1 bd · 1 ba · 950 sqft
10350 W Bay Harbor Dr # 5E, Bay Harbor Islands, FL 33154
Island Pointe condo
Newly Listed
Condo for Sale
$348,900
2 bd · 2 ba · 1,042 sqft
1150 99th St # 25, Bay Harbor Islands, FL 33154
GOLDEN KEY
Newly Listed
Condo for Sale
$340,000
2 bd · 2 ba · 1,192 sqft
1001 91st St # 506, Bay Harbor Islands, FL 33154
Longwood Towers
Newly Listed
Condo for Sale
$330,000
1 bd · 2 ba · 1,000 sqft
10101 E Bay Harbor Dr # 401, Bay Harbor Islands, FL 33154
The Belmont Condo
76 Days on Market
Condo for Sale
$325,000
1 bd · 1 ba · 700 sqft
9281 W Bay Harbor Dr # 15, Bay Harbor Islands, FL 33154
HARBOUR POINT CONDO
73 Days on Market
Condo for Sale
$325,000
1 bd · 2 ba · 903 sqft
1020 94th St # 502, Bay Harbor Islands, FL 33154
Chatillon Hall Condo
98 Days on Market
Condo for Sale
$305,000
1 bd · 1 ba · 810 sqft
1120 102nd St # 21, Bay Harbor Islands, FL 33154
GOLDEN KEY
98 Days on Market
Condo for Sale
$305,000
1 bd · 1 ba · 810 sqft
1120 102nd St # 2, Bay Harbor Islands, FL 33154
GOLDEN KEY
38 Days on Market
Condo for Sale
$295,000
2 bd · 2 ba · 1,000 sqft
9271 W BAY HARBOR Drive # 11, Bay Harbor Islands, FL 33154
451 Days on Market
Condo for Sale
$285,000
1 bd · 2 ba · 903 sqft
1020 94th St # 202, Bay Harbor Islands, FL 33154
Chatillon Hall
97 Days on Market
Condo for Sale
$285,000
1 bd · 1 ba · 882 sqft
10001 W Bay Harbor Dr # 208, Bay Harbor Islands, FL 33154
AMBASSADOR PLACE CONDO
116 Days on Market
Condo for Sale
$275,000
1 bd · 1 ba · 846 sqft
10001 W Bay Harbor Dr # 202, Bay Harbor Islands, FL 33154
AMBASSADOR PLACE
Newly Listed
Condo for Sale
$267,500
1 bd · 1 ba · 700 sqft
9291 W Bay Harbor Drive # 8, Bay Harbor Islands, FL 33154
Talk to a local agent
Looking at Bay Harbor Islands Homes for Sale under $400K?
Tell us what you're after — we'll send matching homes, off-market options and recent sales, and set up private showings.
Live MLS inventory in Bay Harbor Islands, updated continuously. Florida Lux Real Estate currently tracks 21 active listings here. MLS inventory updated October 11, 2026.
Homes for Sale under $400K in Bay Harbor Islands: What to Know Before You Search
Bay Harbor Islands is a low-rise town spread across two islands in Biscayne Bay, one bridge from Bal Harbour Shops. Height-limited streets blend mid-century co-ops with the densest run of boutique bayfront new construction in South Florida, much of it offering private dockage, and the A-rated K-8 school is a real draw.
Setting the ceiling at $400K turns Bay Harbor Islands into a value hunt — and the value tends to hide in specific corners: an older building whose fees undersell its address, a property type the market keeps overlooking, a block just off the prime grid. Known for boutique bayfront buildings and an A-rated school, a bridge from Bal Harbour, Bay Harbor Islands always has an under-the-radar pocket, and this page keeps every listing beneath the cap in one place so none of it slips past you.
Bay Harbor Islands Market Snapshot
136
Homes sold, last 12 months
$829K
Median sale price
112 days
Median time on market
Frequently Asked Questions
What can I realistically buy in Bay Harbor Islands under $400K?
The honest inventory is right here, updated continuously, and the mix shifts month to month. As a rule of thumb condos stretch a capped budget furthest, townhomes buy the most space, and houses under a ceiling trade quickest. We'll tell you candidly which listings are priced low for a reason.
What costs sit beyond the price in Bay Harbor Islands?
Budget association dues on condos and townhomes, insurance that shifts with roof age and flood zone, and buyer closing costs of roughly two to three percent. We build a true monthly-cost sheet for any listing before you offer, so your ceiling still holds after closing.
How do I arrange a showing in Bay Harbor Islands?
Each listing on this page carries an inquiry form that goes straight to our brokerage — or reach us at +1 786-370-8570. We schedule private tours to fit your calendar and run live video walkthroughs for buyers relocating from out of state, with no obligation attached.
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