5820 ARBORETUM STREET, ST CLOUD, FL 34771

$514,9005 Beds3 Baths2,601 Sq. Ft.$198 / sq. ft.

ST CLOUD, FL 34771 · MLS# O6412182 · Active · PRAIRIE OAKS

Status
Active
Type
Single Family Residence
Year Built
2024
Days on Market
59
Lot Size
6,098 sqft
MLS #
O6412182
County
Osceola

Description of 5820 ARBORETUM STREET, ST CLOUD, FL 34771

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged. Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living. The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away. Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability. The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

Property Details for 5820 ARBORETUM STREET, ST CLOUD, FL 34771

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Built-in Features, Eating Space In Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
Flooring
Carpet, Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Garage Spaces
2
Attached Garage
Yes
Pool Private
No
Direction Faces
North

Building Information for 5820 ARBORETUM STREET, ST CLOUD, FL 34771

Building Area Total
3118
Building Area Units
Square Feet
Stories Total
2
Association
Yes
Association Fee
$180
Association Fee Frequency
Monthly
Pets Allowed
Breed Restrictions, Cats OK, Dogs OK, Yes

Property Information for 5820 ARBORETUM STREET, ST CLOUD, FL 34771

Lot Size Square Feet
6,098
Waterfront
No
View
No
Construction Materials
Block, Stucco
Roof
Shingle
Exterior Features
None
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 5820 ARBORETUM STREET, ST CLOUD, FL 34771

Parcel Number
222531475100011910
Tax Annual Amount
$6,265
Tax Year
2025
Tax Legal Description
PRAIRIE OAKS PB 31 PGS 166-172 LOT 191
Zoning
RES
County Or Parish
Osceola

Payment Calculator

Estimated Payment
$3,563/mo
Principal & Interest
$2,604
Property Taxes
$522
Home Insurance
$257
HOA Dues
$180

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

5820 ARBORETUM STREET, ST CLOUD, FL 34771 · See all St. Cloud homes for sale

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More information about 5820 ARBORETUM STREET, ST CLOUD, FL 34771

5820 ARBORETUM STREET is a single family home for sale in ST CLOUD, FL 34771. This property was listed for sale on May 30, 2026 by LA ROSA REALTY LLC, it's currently listed at $514,900. This listing's school district is Osceola Public Schools. 5820 ARBORETUM STREET is a 5-bed, 3-bath, 2,601 sqft single family home built in 2024.