5046 DOWN COURT, ST CLOUD, FL 34772

$519,9005 Beds3 Baths3,197 Sq. Ft.$163 / sq. ft.

ST CLOUD, FL 34772 · MLS# O6406936 · Active · HANOVER LAKES PH 5

Status
Active
Type
Single Family Residence
Year Built
2023
Days on Market
83
Lot Size
5,663 sqft
MLS #
O6406936
County
Osceola

Description of 5046 DOWN COURT, ST CLOUD, FL 34772

**** Now Offered at $519,900 & Seller Will CONTRIBUTE up to $15,000 toward the Buyer’s CLOSING COSTS!!! **** BUILT IN EQUITY FROM DAY ONE!! Backyard Boat Access | 2023 WATERFRONT HOME | Minutes to LAKE NONA- The BEST PRICED waterfront home in the Saint Cloud - Lake Nona area!! Located in FEMA Flood Zone X and OUTSIDE the FEMA designated high risk Special Flood Hazard Area, providing you with peace of mind!! : ) Meticulously maintained and several UPGRADES included in the home. Custom tile flooring runs through the main level and wet areas, complemented by fresh paint, CEILING FANS throughout, CUSTOM MILLWORK, wainscoting, WOOD ACCENT WALLS, and well placed DROP ZONES near both the front entry and garage entry. The home also offers EXCELLENT STORAGE throughout, with generous cabinetry and practical spaces that make everyday living feel organized and comfortable.The kitchen has a clean, upgraded look with STONE COUNTERTOPS, and BACKSPLASH, 42 inch cabinets, recessed lighting, a single basin stainless steel undermount sink, built in soap dispenser, and a countertop AIR SWITCH for the garbage disposal. QUARTZ countertops continue into EVERY BATHROOM! The primary suite is one of the standout spaces, featuring upgraded cabinetry, GARDEN TUB, GLASS enclosed shower, and a KOHLER digital shower system with programmable controls, RAINFALL SHOWER HEAD, body sprays, hand shower, and multiple shower settings. The secondary bathrooms are also finished with upgraded cabinetry, quartz countertops, glass enclosures, decorative wall detailing, and carefully selected fixtures. The home features STORAGE, smart locks, Ring doorbell, SPACIOUS LAUNDRY ROOM pre plumbed for a sink, pool bath door for future outdoor living, and a 240V EV CHARGER. The OVERSIZED two car garage includes EPOXY flooring and an EXTENDED DEPTH BAY, giving you extra space for storage, tools, or a workshop area while still keeping room for parking. This home features boat access to an expansive chain of lakes, with peaceful water views, fishing, kayaking, and the ability to enjoy your boat right from your own backyard. Hanover Lakes offers a true waterfront community lifestyle with resort style amenities including a ZERO ENTRY POOL, splash pad, sundeck, playground, green spaces, fishing areas, community docks, and expansive canals. Located within minutes of Downtown St. Cloud, Lakefront Park, the Historic St. Cloud Twin Theatre, LAKE NONA, Medical City, Orlando International Airport, 417, DISNEY, UCF, shopping, dining, and major Central Florida destinations, this home brings together waterfront living, meaningful upgrades, and a location that makes everyday life feel connected and convenient.

Property Details for 5046 DOWN COURT, ST CLOUD, FL 34772

Bathrooms Full
3
Bathrooms Half
0
Interior Features
PrimaryBedroom Upstairs, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Refrigerator, Washer
Flooring
Ceramic Tile, Luxury Vinyl
Heating
Central, Electric
Cooling
Central Air
Furnished
Unfurnished
Architectural Style
Florida, Mediterranean, Traditional
Garage Spaces
2
Attached Garage
Yes
Parking Features
Covered, Curb Parking, Driveway, Garage Door Opener, Ground Level, Guest, On Street, Workshop in Garage
Pool Private
No
Direction Faces
East

Building Information for 5046 DOWN COURT, ST CLOUD, FL 34772

Building Area Total
3756
Building Area Units
Square Feet
Stories Total
2
Association
Yes
Association Fee
$335
Association Fee Frequency
Quarterly
Association Amenities
Park, Playground, Pool
Pets Allowed
Cats OK, Dogs OK, Yes
Security Features
Fire Alarm, Smoke Detector(s), Touchless Entry

Property Information for 5046 DOWN COURT, ST CLOUD, FL 34772

Lot Features
Landscaped, Private, Sidewalk
Lot Size Square Feet
5,663
Waterfront
No
Waterfront Features
Canal Front, Waterfront
View
Water
Construction Materials
Block, Stucco
Roof
Shingle
Exterior Features
Irrigation System, Lighting, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 5046 DOWN COURT, ST CLOUD, FL 34772

Parcel Number
202631013800014940
Tax Annual Amount
$9,666
Tax Year
2025
Tax Legal Description
HANOVER LAKES PH 5 PB 32 PGS 42-43 LOT 494
Zoning
RES
County Or Parish
Osceola

Schools Near 5046 DOWN COURT, ST CLOUD, FL 34772

Elementary School
Hickory Tree Elem
Middle School
Harmony Middle
High School
Harmony High

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$3,807/mo
Principal & Interest
$2,629
Property Taxes
$806
Home Insurance
$260
HOA Dues
$112

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

5046 DOWN COURT, ST CLOUD, FL 34772 · See all St. Cloud homes for sale

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More information about 5046 DOWN COURT, ST CLOUD, FL 34772

5046 DOWN COURT is a single family home for sale in ST CLOUD, FL 34772. This property was listed for sale on May 15, 2026 by OLYMPUS EXECUTIVE REALTY INC, it's currently listed at $519,900. This listing's school district is Osceola Public Schools. Nearby schools include Hickory Tree Elem, Harmony Middle and Harmony High. 5046 DOWN COURT is a 5-bed, 3-bath, 3,197 sqft single family home built in 2023.