478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

$2,849,9004 Beds5 Baths3,319 Sq. Ft.$859 / sq. ft.

INDIAN ROCKS BEACH, FL 33785 · MLS# TB8484658 · Active · BROWNS ADD TO RE-REV MAP OF INDIAN BEACH

Status
Active
Type
Single Family Residence
Year Built
1968
Days on Market
131
Lot Size
9,640 sqft
MLS #
TB8484658
County
Pinellas

Description of 478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Experience the pinnacle of the Indian Rocks Beach waterfront lifestyle in this beautifully updated coastal retreat, where luxury, boating, and income potential come together on one of the area’s most desirable open water lots. Inside, This spacious home features 4 bedrooms, each with a private en-suite bathroom and an open floor plan designed to maximize the stunning water views in every major living area. Recent 2025 upgrades elevate the home with durable wood-look tile flooring, all-new custom kitchen cabinetry, designer countertops, and high-end appliances. The second floor leads to a serene primary suite sanctuary, offering soaring ceilings and a spa-inspired en suite bath—your personal retreat after a day on the water. Also on the second floor is a separate sitting room perfect for a movie room or game room (as it is currently used) and a private balcony overlooking the water. Step outside to your private tropical oasis, where a sparkling waterfront pool, private boat dock, and lift make it easy to embrace life on the water. Just across the Intracoastal waters, a small sandbar island invites boaters and kayakers to pull up, drop anchor, and enjoy a laid-back afternoon on the water with neighbors and friends. Located in the heart of Indian Rocks Beach, the home provides easy access to pristine Gulf beaches, waterfront dining, and endless coastal recreation. Adding to its appeal, local zoning allows for short-term rentals, offering excellent income potential for owners seeking a luxury waterfront property that can also generate revenue when not in use. This exceptional waterfront opportunity delivers the best of luxury coastal living, boating lifestyle, and income potential in one remarkable property.

Property Details for 478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Bathrooms Full
4
Bathrooms Half
1
Interior Features
Ceiling Fan(s), Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Exhaust Fan, Freezer, Microwave, Refrigerator, Washer
Flooring
Engineered Hardwood, Tile
Heating
Central, Electric
Cooling
Central Air
Furnished
Negotiable
Garage Spaces
2
Attached Garage
Yes
Pool Features
Above Ground, Gunite, Heated
Pool Private
Yes
Direction Faces
East

Building Information for 478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Building Area Total
4150
Building Area Units
Square Feet
Stories Total
2
Association
No

Property Information for 478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Lot Size Square Feet
9,640
Waterfront
Yes
Waterfront Features
Intracoastal Waterway
View
Water
Construction Materials
Brick, Concrete, Stucco
Roof
Metal
Exterior Features
Irrigation System, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

Parcel Number
063015124020000280
Tax Annual Amount
$22,989
Tax Year
2025
Tax Legal Description
BROWNS ADD TO RE-REV MAP OF INDIAN BEACH LOT E
County Or Parish
Pinellas

Payment Calculator

Estimated Payment
$17,752/mo
Principal & Interest
$14,411
Property Taxes
$1,916
Home Insurance
$1,425

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785 · See all Indian Rocks Beach homes for sale

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More information about 478 HARBOR DRIVE N, INDIAN ROCKS BEACH, FL 33785

478 HARBOR DRIVE N is a single family home for sale in INDIAN ROCKS BEACH, FL 33785. This property was listed for sale on March 7, 2026 by ENGEL & VOLKERS MADEIRA BEACH, it's currently listed at $2,849,900. This listing's school district is Pinellas Public Schools. 478 HARBOR DRIVE N is a 4-bed, 5-bath, 3,319 sqft single family home built in 1968.