306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

$3,800,0005 Beds4 Baths4,571 Sq. Ft.$831 / sq. ft.

INDIAN ROCKS BEACH, FL 33785 · MLS# TB8467679 · Active · INDIAN BEACH RE-REVISED 5TH ADD

Status
Active
Type
Single Family Residence
Year Built
2004
Days on Market
175
Lot Size
9,013 sqft
MLS #
TB8467679
County
Pinellas

Description of 306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

Property Details for 306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

Bathrooms Full
4
Bathrooms Half
0
Interior Features
Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Coffered Ceiling(s), Dry Bar, Eating Space In Kitchen, Elevator, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Skylight(s), Smart Home, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Appliances
Bar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Water Filtration System, Wine Refrigerator
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central, Electric
Cooling
Central Air, Mini-Split Unit(s)
Furnished
Negotiable
Architectural Style
Mediterranean
Garage Spaces
5
Attached Garage
Yes
Pool Features
Chlorine Free, Gunite, Heated, In Ground, Salt Water
Pool Private
Yes
Property Condition
Completed
Direction Faces
Southwest

Building Information for 306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

Building Area Total
7104
Building Area Units
Square Feet
Stories Total
3
Association
No
Association Amenities
Basketball Court
Security Features
Security System

Property Information for 306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

Lot Size Square Feet
9,013
Waterfront
Yes
Waterfront Features
Intracoastal Waterway
View
Park/Greenbelt, Water
Construction Materials
Block, Stucco, Wood Frame
Roof
Tile
Exterior Features
Balcony, Hurricane Shutters, Irrigation System, Private Mailbox, Rain Gutters, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

Parcel Number
063015421200000030
Tax Annual Amount
$24,526
Tax Year
2024
Tax Legal Description
INDIAN BEACH RE-REVISED 5TH ADD LOT 3
County Or Parish
Pinellas

Payment Calculator

Estimated Payment
$23,159/mo
Principal & Interest
$19,215
Property Taxes
$2,044
Home Insurance
$1,900

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785 · See all Indian Rocks Beach homes for sale

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More information about 306 HARBOR DRIVE, INDIAN ROCKS BEACH, FL 33785

306 HARBOR DRIVE is a single family home for sale in INDIAN ROCKS BEACH, FL 33785. This property was listed for sale on January 22, 2026 by KELLER WILLIAMS REALTY PORTFOLIO COLLECTION, it's currently listed at $3,800,000. This listing's school district is Pinellas Public Schools. 306 HARBOR DRIVE is a 5-bed, 4-bath, 4,571 sqft single family home built in 2004.