3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

$582,5004 Beds3 Baths3,110 Sq. Ft.$187 / sq. ft.

ST CLOUD, FL 34769 · MLS# O6406660 · Active · STEVENS PLANTATION

Status
Active
Type
Single Family Residence
Year Built
2005
Days on Market
61
Lot Size
9,583 sqft
MLS #
O6406660
County
Osceola

Description of 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

Warning: Reading this, you will realize everything has been done for you in this home with over $125k in upgrades. You already know why so many families search for homes in Stevens Plantation: spacious homes, tree-lined streets, and a location that keeps you close to the very best of Central Florida living while offering a true neighborhood atmosphere. What you may not expect is to find a home where nearly every detail has been upgraded and thoughtfully refined to create a truly turnkey experience. From the moment you arrive, it’s clear this residence was designed for both comfort and functionality. Offering 3,110 square feet with a desirable 3-car garage, this completely updated home blends luxury finishes with practical family living. The split floor plan is especially rare and highly functional, with all bedrooms conveniently located on the first floor, while an expansive upstairs bonus room creates endless possibilities for a theater room, game room, or private retreat. Inside, the transformation is immediately apparent. Luxury lighting elevates every space, while custom baseboards, upgraded finishes, and luxury vinyl flooring flowing throughout the home create a clean, modern aesthetic. The dedicated office or den features upgraded custom doors, creating a private and refined workspace perfect for remote work or study. At the center of the home is the beautifully redesigned kitchen, created for both entertaining and everyday living. Quartz countertops, upgraded cabinetry, designer backsplash, upgraded sink and faucet, and thoughtfully selected finishes combine to create a space that feels elegant and functional. The kitchen opens seamlessly into the main living areas, allowing the home to feel connected and spacious. Nearby, the dining room has been enhanced with custom built-in cabinetry that adds sophistication and practical storage. The owner’s suite offers the kind of comfort and refinement buyers are searching for, highlighted by a custom-designed master closet system and beautifully remodeled bathroom. Custom built-in bathroom cabinetry and upgraded finishes bring a luxury feel to every bath throughout the home. The updates continue well beyond cosmetic improvements. Major investments include a new roof (2021), double-pane windows (2023), upgraded sliding doors, a tankless water heater, new electrical panel, Tesla charger, water softener system, and a roof lightning protection. Even the laundry room was thoughtfully redesigned with upgraded cabinetry, while the oversized storage attic provides exceptional space rarely found in newer homes. Step outside, and the home transforms into a private Florida retreat. The open-air pool and pavered deck create the perfect setting for entertaining, relaxing weekends, or family gatherings year-round. A dedicated pool bath with direct access to the outdoor living area adds both convenience and functionality to the space. Every system, finish, and detail contributes to a home that feels modern, efficient, and completely move-in ready. Combined with its location just minutes from the tourist corridor along US Highway 192, the home offers exceptional convenience to dining, entertainment, shopping, and Central Florida attractions while still maintaining the comfort of a residential community. Even the HOA adds significant value, including Spectrum 1GB internet, premium cable channels, and a Flock neighborhood camera safety system Call now to schedule a showing...this home will not last.

Property Details for 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Built-in Features, Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater
Flooring
Luxury Vinyl, Porcelain Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Architectural Style
Craftsman, Traditional
Garage Spaces
2
Attached Garage
Yes
Parking Features
Driveway, Garage Door Opener, On Street
Pool Features
Auto Cleaner, Child Safety Fence, Gunite, In Ground, Lighting, Self Cleaning
Pool Private
Yes
Property Condition
Completed
Direction Faces
Northeast

Building Information for 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

Building Area Total
3993
Building Area Units
Square Feet
Stories Total
2
Association
Yes
Association Fee
$202
Association Fee Frequency
Quarterly
Association Amenities
Trail(s)
Pets Allowed
Yes
Security Features
Security System, Smoke Detector(s)

Property Information for 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

Lot Features
City Lot, Landscaped
Lot Size Square Feet
9,583
Waterfront
No
View
No
Construction Materials
Block, Stucco, Wood Siding
Roof
Shingle
Exterior Features
Irrigation System, Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

Parcel Number
152630070000014570
Tax Annual Amount
$3,691
Tax Year
2025
Tax Legal Description
STEVENS PLANTATION PB 16 PGS 34-41 LOT 457
Zoning
SPUD
County Or Parish
Osceola

Schools Near 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

Elementary School
St Cloud Elem
Middle School
St. Cloud Middle (6-8)
High School
St. Cloud High School

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$3,611/mo
Principal & Interest
$2,945
Property Taxes
$308
Home Insurance
$291
HOA Dues
$67

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

3481 PAWLEYS LOOP N, ST CLOUD, FL 34769 · See all St. Cloud homes for sale

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More information about 3481 PAWLEYS LOOP N, ST CLOUD, FL 34769

3481 PAWLEYS LOOP N is a single family home for sale in ST CLOUD, FL 34769. This property was listed for sale on May 11, 2026 by PRISTINE FLORIDA PROPERTIES LLC, it's currently listed at $582,500. This listing's school district is Osceola Public Schools. Nearby schools include St Cloud Elem, St. Cloud Middle (6-8) and St. Cloud High School. 3481 PAWLEYS LOOP N is a 4-bed, 3-bath, 3,110 sqft single family home built in 2005.