3204 OXBOW CT, ST CLOUD, FL 34773

$449,9004 Beds3 Baths2,361 Sq. Ft.$191 / sq. ft.

ST CLOUD, FL 34773 · MLS# S5144242 · Active · ENCLAVE AT LAKES OF HARMONY

Status
Active
Type
Single Family Residence
Year Built
2022
Days on Market
123
Lot Size
4,792 sqft
MLS #
S5144242
County
Osceola

Description of 3204 OXBOW CT, ST CLOUD, FL 34773

Check it Out! Welcome home to this beautifully maintained 4-bedroom, 3-bathroom home built in 2022, located in a gated golf course community and zoned for the sought-after Harmony neighborhood schools. This one-owner home sits on a premium lot with a fully fenced backyard that backs up to privacy—perfect for relaxing evenings, pets, or playtime. From the moment you arrive, you’ll notice the attention to detail, with paver driveway and porches, plantation shutters, crown molding throughout the 1st floor, gutters and a whole-house water system already in place. Inside, the open and functional layout includes a flex room and full bathroom on the main floor—ideal for guests, a home office, or even a playroom. The gourmet kitchen is a true highlight, featuring stainless steel appliances, quartz countertops, and plenty of space for cooking, hosting, and gathering. Upstairs, all bedrooms are conveniently located near the spacious laundry room, keeping chores simple and organized. Whether you're looking for comfort, style, or convenience, this home checks all the boxes. You’ll be just minutes from the beaches and less than an hour to Orlando’s theme parks and international airport—giving you the best of both Florida fun and everyday practicality. Don’t miss your chance to own a move-in-ready home in a great location with top-rated schools!

Property Details for 3204 OXBOW CT, ST CLOUD, FL 34773

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Solid Surface Counters, Split Bedroom, Thermostat, Window Treatments
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Flooring
Carpet, Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Garage Spaces
2
Attached Garage
Yes
Pool Private
No
Direction Faces
North

Building Information for 3204 OXBOW CT, ST CLOUD, FL 34773

Building Area Total
3034
Building Area Units
Square Feet
Association
Yes
Association Fee
$260
Association Fee Frequency
Quarterly
Association Amenities
Clubhouse, Fitness Center, Gated, Golf Course, Playground, Pool
Pets Allowed
Yes

Property Information for 3204 OXBOW CT, ST CLOUD, FL 34773

Lot Features
Cleared, Conservation Area, Landscaped, Near Golf Course, Sidewalk
Lot Size Square Feet
4,792
Waterfront
No
Waterfront Features
Lake
View
Trees/Woods
Construction Materials
Block, Stucco
Roof
Shingle
Exterior Features
Irrigation System, Rain Gutters, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 3204 OXBOW CT, ST CLOUD, FL 34773

Parcel Number
202632349600010100
Tax Annual Amount
$6,065
Tax Year
2024
Tax Legal Description
ENCLAVE AT LAKES OF HARMONY PB 31 PGS 23-27 LOT 10
Zoning
LDR
County Or Parish
Osceola

Payment Calculator

Estimated Payment
$3,092/mo
Principal & Interest
$2,275
Property Taxes
$505
Home Insurance
$225
HOA Dues
$87

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

3204 OXBOW CT, ST CLOUD, FL 34773 · See all St. Cloud homes for sale

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More information about 3204 OXBOW CT, ST CLOUD, FL 34773

3204 OXBOW CT is a single family home for sale in ST CLOUD, FL 34773. This property was listed for sale on February 19, 2026 by TIE TEAM REALTY LLC, it's currently listed at $449,900. This listing's school district is Osceola Public Schools. 3204 OXBOW CT is a 4-bed, 3-bath, 2,361 sqft single family home built in 2022.