528 OCEAN SPRAY DRIVE, RUSKIN, FL 33570

Description of 528 OCEAN SPRAY DRIVE, RUSKIN, FL 33570

Welcome to 528 Ocean Spray Drive in Ruskin—a beautifully maintained, move-in ready home built in 2021, offering 4 bedrooms, 3.5 bathrooms, and 2,820 square feet of thoughtfully designed living space in the sought-after Shell Cove community. This spacious open-concept floor plan features soaring ceilings, elegant tile flooring, and abundant natural light throughout. The heart of the home is the chef-inspired kitchen, complete with granite countertops, stainless steel appliances, ample cabinetry, and a large center island perfect for entertaining and everyday living. A standout feature is the private in-law suite with its own separate entrance, providing exceptional flexibility for multigenerational living, guests, a home office, or potential rental income opportunities. Step outside and enjoy Florida living at its finest in the oversized backyard, offering plenty of space for outdoor gatherings, recreation, or future customization. Residents of Shell Cove enjoy a variety of community amenities, including a resort-style pool, playground, neighborhood park, and scenic walking trails. With a low HOA, no flood insurance requirement, and convenient access to I-75, Tampa, shopping, dining, and grocery stores, this location perfectly balances comfort and convenience. Adding even more value, qualified buyers may take advantage of an assumable VA loan at an attractive 2.99% interest rate. Plus, a free appraisal and potential lender incentives are available when using the preferred lender. Don't miss this incredible opportunity to own a modern, versatile home in one of Ruskin's most desirable communities. Please note: An assumable loan can be assumed by anyone, not just a VA borrower.

Property Details for 528 OCEAN SPRAY DRIVE, RUSKIN, FL 33570

Bathrooms Full

3

Bathrooms Half

1

Interior Features

Ceiling Fan(s), Dry Bar, Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Wet Bar

Appliances

Dishwasher, Disposal, Dryer, Freezer, Microwave, Range, Refrigerator, Washer

Flooring

Carpet, Tile

Heating

Electric

Cooling

Central Air

Furnished

Unfurnished

Garage Spaces

3

Attached Garage

Yes

Pool Private

No

Direction Faces

West

Building Information for 528 OCEAN SPRAY DRIVE, RUSKIN, FL 33570

Building Area Total

3709

Building Area Units

Square Feet

Stories Total

1

Association

Yes

Association Fee

$85

Association Fee Frequency

Annually

Association Amenities

Pool

Pets Allowed

Cats OK, Dogs OK

Property Information for 528 OCEAN SPRAY DRIVE, RUSKIN, FL 33570

Lot Size Square Feet

7,680

Waterfront

No

View

No

Construction Materials

Brick

Roof

Shingle

Exterior Features

Irrigation System

Sewer

Public Sewer

Water Source

Public

New Construction

No

Public Records for 528 OCEAN SPRAY DRIVE, RUSKIN, FL 33570

Parcel Number

U063219C0O00000000603.0

Tax Annual Amount

$10,267

Tax Year

2024

Tax Legal Description

SHELL COVE PHASE 2 LOT 603

Zoning

PD

County Or Parish

Hillsborough

Schools Near 528 OCEAN SPRAY DRIVE, RUSKIN, FL 33570

Elementary School

Thompson Elementary

Middle School

Shields-HB

High School

Lennard-HB

School assignments are provided by the listing and should be independently verified.

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