526 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Description of 526 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Virtually Staged. Experience the pinnacle of waterfront living at 526 20th Ave, a rare Intracoastal gem tucked away at the quiet end of a cul-de-sac in one of Indian Rocks Beach’s most desirable enclaves. This property offers a unique “choose your own adventure” opportunity: move into the beautifully updated bungalow and enjoy the views immediately, or execute tentatively approved plans to nearly double your living space. Indian Rocks Beach offers the perfect blend of relaxed “Old Florida” charm and upscale coastal living. Just a short stroll from your front door are the pristine white sands of the Gulf of Mexico, breathtaking sunsets, eclectic boutiques, and award-winning local dining. Enjoy a walkable lifestyle in a close-knit beach community known for its laid-back atmosphere and strong vacation appeal. Unlike narrow finger canals, this property sits directly on the open Intracoastal Waterway with expansive north and south water views. Enjoy direct Gulf access from your backyard, ideal for sunset cruises or deep-sea fishing. A private 10,000-lb boat lift keeps your vessel secure and ready at a moment’s notice. Watch dolphins and manatees from your backyard or relax in the hot tub while enjoying the annual holiday boat parade and local regattas. Nearly every room in the home captures magnificent unobstructed water views. The single-level interior has been meticulously updated for effortless, low-maintenance living. The gourmet kitchen features a 9-foot quartz island, soft-close cabinetry, and a new 8-foot impact-resistant picture window. Premium JennAir induction cooktop and dishwasher are complemented by an LG refrigerator and microwave. Every bathroom has been completely remodeled with sophisticated finishes and contemporary vanities. Durable luxury vinyl plank flooring throughout provides true “no-stairs, no-stress” living. Step outside to a newly paved waterfront deck and adjustable louvered pergola designed for the perfect balance of sun and shade. Hurricane-impact windows throughout provide peace of mind, energy efficiency, and storm protection. This property also offers exceptional flexibility and investment potential. The city has tentatively approved plans for an attached ADU expansion adding nearly 1,700 additional square feet plus a two-car garage without removing the existing structure. Preliminary floor plans and elevations are included in the photos. With designer upgrades, a private boat lift, and a premier waterfront location, this home is ideally suited as a luxury primary residence, vacation retreat, or high-performing short-term rental opportunity. No HOA fees, favorable Pinellas County taxes, and a peaceful setting surrounded by multi-million-dollar homes complete this extraordinary waterfront offering.

Property Details for 526 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Bathrooms Full

2

Bathrooms Half

0

Interior Features

Ceiling Fan(s), Open Floorplan

Appliances

Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

Flooring

Luxury Vinyl

Heating

Central, Electric

Cooling

Central Air

Furnished

Unfurnished

Garage Spaces

1

Attached Garage

Yes

Pool Private

No

Direction Faces

South

Building Information for 526 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Building Area Total

1348

Building Area Units

Square Feet

Association

No

Association Amenities

Park, Playground, Tennis Court(s)

Pets Allowed

Yes

Security Features

Smoke Detector(s)

Property Information for 526 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Lot Features

FloodZone

Lot Size Square Feet

5,998

Waterfront

Yes

Waterfront Features

Intracoastal Waterway

View

Water

Construction Materials

Block

Roof

Shingle

Exterior Features

Rain Gutters, Sliding Doors

Sewer

Public Sewer

Water Source

Public

New Construction

No

Public Records for 526 20TH AVENUE, INDIAN ROCKS BEACH, FL 33785

Parcel Number

063015423000000290

Tax Annual Amount

$5,554

Tax Year

2025

Tax Legal Description

INDIAN BEACH RE-REVISED 15TH ADD LOT 29

County Or Parish

Pinellas

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