521 CUMMINGS STREET, SARASOTA, FL 34242

$1,450,0003 Beds3 Baths2,500 Sq. Ft.$580 / sq. ft.

SARASOTA, FL 34242 · MLS# A4696604 · Active · OCEAN BEACH REP

Status
Active
Type
Single Family Residence
Year Built
1983
Days on Market
2
Lot Size
9,500 sqft
MLS #
A4696604
County
Sarasota

Description of 521 CUMMINGS STREET, SARASOTA, FL 34242

Tucked away on a quiet cul-de-sac on north Siesta Key, this Key West-inspired canal-front retreat captures the ease of casual island living with boating water, inviting outdoor spaces and easy access to Siesta Village, the famous white quartz sands of Siesta Beach and the azure waters of the Gulf. Set along 95 feet of private canal frontage just off the Grand Canal, the property offers a dock, a covered 5,000-pound boat lift and direct access to the Intracoastal Waterway, creating an ideal setting for those who want to enjoy the water from their own backyard. Designed for effortless indoor-outdoor living, the home features an expansive elevated deck and contemporary cable railings overlooking the canal and surrounding natural scenery, a heated pool with a cascading stone waterfall, a covered bar area and a fenced, low-maintenance yard surrounded by tropical landscaping. Whether hosting friends, relaxing after a day on the boat or enjoying the island breeze, the outdoor areas offer a private, versatile setting for everyday enjoyment. Inside, vaulted ceilings, a neutral palette and an open-concept layout create a light, comfortable atmosphere. The kitchen is positioned at the heart of the home and features granite countertops, stainless steel appliances, dual sinks, a center island with a JennAir cooktop and a breakfast bar that connects easily to the main living and dining areas. A wood-burning fireplace adds warmth and character to the gathering space. The primary suite offers a peaceful retreat with sliding glass doors opening to a screened lanai, along with an en-suite bath featuring dual vanities, a walk-in shower and a charming window seat. Two additional bedrooms are thoughtfully positioned in their own wing with a full bath and convenient laundry room nearby. Additional features include impact glass on most openings, hurricane-rated doors, metal roof, Nichiha siding, Trex decking, cable railings, two garages and a full pool bath, bonus room and storage area on the ground level. Positioned at one of the highest elevations on the street, the home offers added peace of mind in storm season. Just a short distance from Siesta Key’s renowned beaches, vibrant Village dining, boutiques and nightlife, this move-in-ready waterfront home offers exceptional flexibility as a full-time residence, seasonal getaway or investment opportunity in one of Sarasota’s most beloved island communities. Close to the Out-of-Door Academy’s lower school and only 15 minutes by car to vibrant downtown Sarasota’s restaurants, shopping and entertainment.

Property Details for 521 CUMMINGS STREET, SARASOTA, FL 34242

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Ceiling Fan(s), Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s)
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Flooring
Ceramic Tile, Laminate
Heating
Central, Electric, Wall Units / Window Unit
Cooling
Central Air
Furnished
Unfurnished
Architectural Style
Custom, Other
Garage Spaces
2
Attached Garage
Yes
Parking Features
Boat, Driveway, Garage Door Opener, Ground Level, Oversized, Parking Pad
Pool Features
Gunite, Heated, In Ground, Lighting
Pool Private
Yes
Direction Faces
Southeast

Building Information for 521 CUMMINGS STREET, SARASOTA, FL 34242

Building Area Total
4795
Building Area Units
Square Feet
Stories Total
2
Association
No
Pets Allowed
Yes

Property Information for 521 CUMMINGS STREET, SARASOTA, FL 34242

Lot Features
Cul-De-Sac, FloodZone, Landscaped
Lot Size Square Feet
9,500
Waterfront
Yes
Waterfront Features
Canal - Saltwater
View
Water
Construction Materials
Concrete, Stucco, Wood Frame
Roof
Metal
Exterior Features
Balcony, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 521 CUMMINGS STREET, SARASOTA, FL 34242

Parcel Number
0079140013
Tax Annual Amount
$7,154
Tax Year
2025
Tax Legal Description
LOT 11 OCEAN BEACH REPLAT NO 2
Zoning
RSF2
County Or Parish
Sarasota

Schools Near 521 CUMMINGS STREET, SARASOTA, FL 34242

Elementary School
Phillippi Shores Elementary
Middle School
Brookside Middle
High School
Sarasota High

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$8,653/mo
Principal & Interest
$7,332
Property Taxes
$596
Home Insurance
$725

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

521 CUMMINGS STREET, SARASOTA, FL 34242 · See all Sarasota homes for sale

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More information about 521 CUMMINGS STREET, SARASOTA, FL 34242

521 CUMMINGS STREET is a single family home for sale in SARASOTA, FL 34242. This property was listed for sale on June 30, 2026 by PREMIER SOTHEBY'S INTERNATIONAL REALTY, it's currently listed at $1,450,000. This listing's school district is Sarasota Public Schools. Nearby schools include Phillippi Shores Elementary, Brookside Middle and Sarasota High. 521 CUMMINGS STREET is a 3-bed, 3-bath, 2,500 sqft single family home built in 1983.