4540 N WINCHESTER TERRACE, HERNANDO, FL 34442

$199,9003 Beds2 Baths1,200 Sq. Ft.$167 / sq. ft.

HERNANDO, FL 34442 · MLS# W7885384 · Active · APACHE SHORES UNIT 04

Status
Active
Type
Manufactured Home
Year Built
2026
Days on Market
98
Lot Size
24,999 sqft
MLS #
W7885384
County
Citrus

Description of 4540 N WINCHESTER TERRACE, HERNANDO, FL 34442

One or more photo(s) has been virtually staged. "2026 New Construction on .57 Acres - No HOA - No Flood Zone." ~ Take advantage of this limited-time buyer incentive—qualified buyers can lock in an incredible 1% rate buy-down for the first year, dramatically lowering your monthly payments right out of the gate. Plus, move in stress-free with a brand-new washer and dryer included at no extra cost. Eligible VA buyers may qualify for 0% down. Opportunities like this don’t last—schedule your showing today before it’s gone. Call and ask for our preferred lender to discuss your options. Affordable living on the Nature Coast. Looking for a peaceful place to call home with No HOA, No Flood zone yet near boating and nature. Citrus County offers quiet living, natural beauty and affordability all in one. Additional features: this property offers plenty of room for your boat, RV, and other toys. Enjoy the perfect blend of peaceful living while being just a short drive to Ocala, nearby lakes, and the new shopping and dining in Lecanto. This home is a wind zone 2 Energy Star Home, drywall with stainless steel appliances, New Septic and Well all on .57 acres. One or more photo(s) have been virtually staged.

Property Details for 4540 N WINCHESTER TERRACE, HERNANDO, FL 34442

Bathrooms Full
2
Bathrooms Half
0
Interior Features
Other
Appliances
Cooktop, Dishwasher, Range, Refrigerator
Flooring
Luxury Vinyl, Vinyl
Heating
Electric
Cooling
Central Air
Furnished
Unfurnished
Pool Private
No
Property Condition
Completed
Direction Faces
North

Building Information for 4540 N WINCHESTER TERRACE, HERNANDO, FL 34442

Building Area Total
1100
Building Area Units
Square Feet
Association
No

Property Information for 4540 N WINCHESTER TERRACE, HERNANDO, FL 34442

Lot Size Square Feet
24,999
Waterfront
No
View
No
Construction Materials
Other
Roof
Shingle
Exterior Features
Other
Sewer
Septic Tank
Water Source
Well
New Construction
Yes

Public Records for 4540 N WINCHESTER TERRACE, HERNANDO, FL 34442

Parcel Number
19E18S140040002300550
Tax Annual Amount
$130
Tax Year
2025
Tax Legal Description
APACHE SHORES UNIT 4 LOT 55 BLK 23 DESC IN OR BK 844 PG 467
Zoning
MDRMH
County Or Parish
Citrus

Payment Calculator

Estimated Payment
$1,122/mo
Principal & Interest
$1,011
Property Taxes
$11
Home Insurance
$100

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

4540 N WINCHESTER TERRACE, HERNANDO, FL 34442 · See all Hernando homes for sale

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More information about 4540 N WINCHESTER TERRACE, HERNANDO, FL 34442

4540 N WINCHESTER TERRACE is a manufactured home for sale in HERNANDO, FL 34442. This property was listed for sale on May 1, 2026 by KELLER WILLIAMS ELITE PARTNERS II, it's currently listed at $199,900. This listing's school district is Citrus Public Schools. 4540 N WINCHESTER TERRACE is a 3-bed, 2-bath, 1,200 sqft manufactured home built in 2026.