440 OLIVE CONCH STREET, RUSKIN, FL 33570

$430,0005 Beds3 Baths2,522 Sq. Ft.$170 / sq. ft.

RUSKIN, FL 33570 · MLS# TB8511817 · Active · SHELL COVE PH 1

Status
Active
Type
Single Family Residence
Year Built
2020
Days on Market
61
Lot Size
5,000 sqft
MLS #
TB8511817
County
Hillsborough

Description of 440 OLIVE CONCH STREET, RUSKIN, FL 33570

Welcome to this beautifully upgraded 5-bedroom, 3-bathroom home located in the desirable Shell Cove community of Ruskin. Built in 2020, this spacious two-story residence offers over 2,400 square feet of thoughtfully designed living space featuring an open-concept floor plan, a versatile loft, and a large upstairs owner’s suite with walk-in closet and dual-sink vanity. The modern kitchen overlooks the living and dining areas and includes solid surface countertops, upgraded appliances, ample cabinetry, and under-cabinet LED lighting. Recent enhancements include laminate flooring upstairs, custom built-ins, remodeled pantry storage, upgraded fixtures, fresh interior paint, solar-tinted windows, and a whole-home water filtration and softener system. Step outside to enjoy a fully fenced backyard with pond views, mature landscaping, screened patio enclosure, garden area, and paver patio—perfect for entertaining or relaxing outdoors. Additional features include a solar power system ( WITH A AVERAGE TECO BILL OF 14$ !!! with battery backup, irrigation system, attached 2-car garage, and smart home upgrades. Shell Cove amenities include a community pool, playground, basketball court, walking trails, and dog park, all conveniently located near shopping, dining, schools, hospitals, and easy access to Tampa Bay. (SOLAR POWER SYSTEM WILL BE ASSUMED BY BUYER AS A SEPARATE LOAN (39K BALANCE ) APPROXIMATELY 240 $ A MONTH) (SELLERS WILL ALSO PROVIDE A $20,000 INCENTIVE TO BUYERS TO GO TOWARDS THE SOLAR PACKAGE PROGRAM ) TOTAL BALANCE TO BE AROUND $19,000 (WITH A VALUE OF $47,000)

Property Details for 440 OLIVE CONCH STREET, RUSKIN, FL 33570

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Crown Molding, Stone Counters, Walk-In Closet(s)
Appliances
Built-In Oven, Refrigerator
Flooring
Carpet, Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Garage Spaces
2
Attached Garage
No
Pool Private
No
Property Condition
Completed
Direction Faces
North

Building Information for 440 OLIVE CONCH STREET, RUSKIN, FL 33570

Building Area Total
2970
Building Area Units
Square Feet
Association
Yes
Association Fee
$8
Association Fee Frequency
Monthly
Pets Allowed
Yes

Property Information for 440 OLIVE CONCH STREET, RUSKIN, FL 33570

Lot Size Square Feet
5,000
Waterfront
Yes
Waterfront Features
Pond
View
No
Construction Materials
Block, Brick
Roof
Shingle
Exterior Features
Irrigation System
Sewer
Public Sewer
Water Source
Public
New Construction
Yes

Public Records for 440 OLIVE CONCH STREET, RUSKIN, FL 33570

Parcel Number
U063219C0700000000386.0
Tax Annual Amount
$7,026
Tax Year
2025
Tax Legal Description
SHELL COVE PHASE 1 LOT 386
Zoning
PD
County Or Parish
Hillsborough

Schools Near 440 OLIVE CONCH STREET, RUSKIN, FL 33570

Elementary School
Ruskin-HB
Middle School
Shields-HB
High School
Lennard-HB

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$2,983/mo
Principal & Interest
$2,174
Property Taxes
$586
Home Insurance
$215
HOA Dues
$8

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

440 OLIVE CONCH STREET, RUSKIN, FL 33570 · See all Ruskin homes for sale

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More information about 440 OLIVE CONCH STREET, RUSKIN, FL 33570

440 OLIVE CONCH STREET is a single family home for sale in RUSKIN, FL 33570. This property was listed for sale on May 20, 2026 by FLORIDA'S 1ST CHOICE RLTY LLC, it's currently listed at $430,000. This listing's school district is Hillsborough Public Schools. Nearby schools include Ruskin-HB, Shields-HB and Lennard-HB. 440 OLIVE CONCH STREET is a 5-bed, 3-bath, 2,522 sqft single family home built in 2020.