4099 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

Description of 4099 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $10K PRICE IMPROVEMENT on 7/24! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.

Property Details for 4099 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

Bathrooms Full

2

Bathrooms Half

0

Interior Features

Cathedral Ceiling(s), Ceiling Fan(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)

Appliances

Dishwasher, Microwave, Range, Refrigerator

Flooring

Laminate

Heating

Central

Cooling

Central Air

Garage Spaces

2

Attached Garage

Yes

Pool Private

No

Direction Faces

South

Building Information for 4099 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

Building Area Total

2252

Building Area Units

Square Feet

Stories Total

1

Association

Yes

Association Fee

$50

Association Fee Frequency

Quarterly

Pets Allowed

Cats OK, Dogs OK, Yes

Property Information for 4099 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

Lot Features

City Lot

Lot Size Square Feet

17,529

Waterfront

Yes

Waterfront Features

Lake - Chain of Lakes

View

No

Construction Materials

Block, Stucco

Roof

Shingle

Exterior Features

Lighting

Sewer

Public Sewer

Water Source

Public

New Construction

No

Public Records for 4099 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

Parcel Number

262809530005000430

Tax Annual Amount

$5,194

Tax Year

2024

Tax Legal Description

ISLAND LAKES PLAT BOOK 134 PGS 4 & 5 LOT 43

County Or Parish

Polk

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