4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

$749,0003 Beds4 Baths2,493 Sq. Ft.$300 / sq. ft.

WINTER HAVEN, FL 33884 · MLS# L4963754 · Active · CYPRESSWOOD PALMA CEIA

Status
Active
Type
Single Family Residence
Year Built
2005
Days on Market
7
Lot Size
12,907 sqft
MLS #
L4963754
County
Polk

Description of 4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

Meticulously maintained and beautifully remodeled, this exceptional Palma Ceia residence in Cypresswood offers pond frontage, three private en-suite bedrooms, a dedicated office, a heated swimming pool, and incredible golf course views. The pavered driveway and walkways, manicured flower gardens, and a 2022 black metal roof set the stage for the impressive interior. Elevated ceilings, crown molding, waterproof Pergo flooring, stone counters, and plantation shutters are just a few of the home’s stunning features. At the heart of the home is a spacious great room featuring a natural gas fireplace with shiplap façade. Triple sliding glass doors, with new screens, create a seamless indoor-outdoor flow to the covered lanai and pool area while showcasing the outdoor views. The updated kitchen features quartz counters, an island with a prep sink and filtered water, a Kohler workstation sink, breakfast bar, stainless appliances, double ovens, gas range, Bosch dishwasher, and a spacious dinette overlooking the pool. A private office provides the perfect setting for working from home. Designed to give everyone their own space, the home offers three bedrooms with en-suite bathrooms. The primary suite includes pool access, a tray ceiling, two walk-in closets with built-in shelving, and a gorgeous remodeled bathroom featuring a six-foot freestanding soaking tub, glass-enclosed walk-in shower, dual vanities, and a water closet. The second bedroom includes an equally impressive en-suite bath with custom tile flooring, a granite counter, tub, and separate walk-in shower. Located at the rear of the home, the third en-suite bedroom is ideal for visiting guests and can be closed off with a pocket door for added privacy. Its bathroom offers a granite counter with dual sinks, a tub and shower combo, and a linen closet. An additional linen closet is located in the guest-wing hallway. The interior laundry room provides a closet pantry, storage closet, and convenient half bathroom. Florida living takes center stage outdoors with a screen-enclosed heated pool, expansive covered lanai, and a separate screened area for sunning. The peaceful setting overlooks the pond and third hole of the golf course, where a variety of birds and wildlife can be enjoyed daily. Meticulously designed gardens, window planter boxes and a pavered sitting area near the pond—ideal for a fire pit—complete this private outdoor oasis. The two-car garage features an epoxy floor, utility sink, storage closets, and overhead storage racks. Additional improvements and features include a 2026 installed gas water heater, a 26-gauge standing seam metal roof (2022) with a 40-year warranty, dual-zone air conditioning (2020), irrigation on separate meter, plantation shutters throughout, remote-controlled lanai lighting, pool safety fence, Ring cameras, rain gutters, and more. Located within the guarded Cypresswood community, this remarkable home combines thoughtful updates, exceptional care, abundant privacy, and a truly beautiful golf course and waterfront setting. Cypresswood Golf & Country Club features an 18-hole championship golf course, driving range, pro shop, jr. olympic pool, tennis & pickleball courts, an event venue, a sports pub and more. Located just minutes from shopping, medical facilities and downtown Winter Haven. Centrally located between Tampa and Orlando with easy commutes to airports and beaches. Come see what this magnificent home and community in Central FL has to offer!

Property Details for 4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

Bathrooms Full
3
Bathrooms Half
1
Interior Features
Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Appliances
Built-In Oven, Cooktop, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator, Water Filtration System
Flooring
Laminate, Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Architectural Style
Custom
Garage Spaces
2
Attached Garage
Yes
Parking Features
Driveway, Garage Door Opener
Pool Features
Child Safety Fence, Gunite, Heated, In Ground, Screen Enclosure
Pool Private
Yes
Direction Faces
West

Building Information for 4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

Building Area Total
3241
Building Area Units
Square Feet
Association
Yes
Association Fee
$1,825
Association Fee Frequency
Annually
Association Amenities
Clubhouse, Fitness Center, Gated, Golf Course, Pickleball Court(s), Pool, Recreation Facilities, Security, Tennis Court(s)
Pets Allowed
Cats OK, Dogs OK, Number Limit, Yes
Security Features
Gated Community

Property Information for 4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

Lot Features
City Lot, Landscaped, On Golf Course
Lot Size Square Feet
12,907
Waterfront
Yes
Waterfront Features
Pond
View
Pool, Water
Construction Materials
Block, Stucco
Roof
Metal
Exterior Features
Irrigation System, Lighting, Private Mailbox, Rain Gutters, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

Parcel Number
272831850506000190
Tax Annual Amount
$5,510
Tax Year
2025
Tax Legal Description
CYPRESSWOOD PALMA CEIA PB 122 PGS 7-8 LOT 19
County Or Parish
Polk

Schools Near 4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

Elementary School
Elbert Elem
Middle School
Denison Middle
High School
Winter Haven Senior

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$4,773/mo
Principal & Interest
$3,787
Property Taxes
$459
Home Insurance
$375
HOA Dues
$152

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884 · See all Winter Haven homes for sale

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More information about 4040 PALMA CEIA CIRCLE, WINTER HAVEN, FL 33884

4040 PALMA CEIA CIRCLE is a single family home for sale in WINTER HAVEN, FL 33884. This property was listed for sale on July 30, 2026 by THE STONES REAL ESTATE FIRM, it's currently listed at $749,000. This listing's school district is Polk Public Schools. Nearby schools include Elbert Elem, Denison Middle and Winter Haven Senior. 4040 PALMA CEIA CIRCLE is a 3-bed, 4-bath, 2,493 sqft single family home built in 2005.