4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

$405,9004 Beds3 Baths2,282 Sq. Ft.$178 / sq. ft.

WINTER HAVEN, FL 33884 · MLS# O6389154 · Active · TRADITIONS PH 01

Status
Active
Type
Single Family Residence
Year Built
2015
Days on Market
118
Lot Size
7,998 sqft
MLS #
O6389154
County
Polk

Description of 4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

Seller is willing to offer funds towards Buyer's Closing Costs. Welcome to 4020 Carteret Dr in Winter Haven, a beautifully updated 4-bedroom, 3-bath home located in a desirable 55+ lakefront community with a 3-car garage offering comfort, convenience, and low-maintenance living in the heart of Central Florida. This thoughtfully designed home features stunning lake views, hardwood flooring, an updated kitchen with modern finishes, and stylish upgrades throughout. The spacious layout includes a mother-in-law suite, perfect for visiting family, guests, or additional privacy. Residents enjoy direct water access and a private community boat ramp, providing easy access to Winter Haven’s renowned Chain of Lakes, ideal for boating, fishing, and enjoying Florida’s outdoor lifestyle. The community also offers boat and water toy storage for a small fee, making it convenient to keep your boat or jet skis nearby and ready to use. One of the standout features of this home is the maintenance-free lifestyle. The HOA covers Cable, Internet, Exterior Home Maintenance including landscaping, mulch, and exterior painting, and More, allowing homeowners to enjoy their property without the typical upkeep responsibilities. Located just minutes from Cypress Gardens Boulevard, this home offers quick access to shopping, restaurants, grocery stores, golf courses, parks, and medical facilities. Residents are also close to LEGOLAND Florida Resort, and major roadways including US-27 and the Polk Parkway, making travel to Lakeland, Orlando, and Tampa convenient. If you’re searching for a Lake view home in Winter Haven, a low-maintenance home in a 55+ community, or a property with Ruby Lake access, 4020 Carteret Dr offers the perfect combination of location, lifestyle, and modern comfort in one of Polk County’s most established lake communities. Schedule a showing today!

Property Details for 4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Ceiling Fan(s), Crown Molding, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Walk-In Closet(s)
Appliances
Cooktop, Dishwasher, Microwave, Range, Refrigerator
Flooring
Engineered Hardwood, Tile
Heating
Central, Electric
Cooling
Central Air
Furnished
Unfurnished
Garage Spaces
3
Attached Garage
Yes
Pool Private
No
Property Condition
Completed
Direction Faces
South

Building Information for 4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

Building Area Total
3062
Building Area Units
Square Feet
Association
Yes
Association Fee
$484
Association Fee Frequency
Monthly
Association Amenities
Basketball Court, Cable TV, Clubhouse, Fitness Center, Gated, Maintenance, Park, Playground, Pool, Sauna, Shuffleboard Court, Tennis Court(s), Trail(s)
Pets Allowed
Yes

Property Information for 4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

Lot Size Square Feet
7,998
Waterfront
No
Waterfront Features
Waterfront
View
No
Construction Materials
Block, Stucco
Roof
Shingle
Exterior Features
Sidewalk
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

Parcel Number
262913687552000650
Tax Annual Amount
$3,537
Tax Year
2025
Tax Legal Description
TRADITIONS PHASE 1 PLAT BOOK 131 PGS 47 THRU 54 LOT 65
County Or Parish
Polk

Schools Near 4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

Elementary School
Chain O Lakes Elem
Middle School
McLaughlin Academy Of Excellence
High School
Lake Region High

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$3,034/mo
Principal & Interest
$2,052
Property Taxes
$295
Home Insurance
$203
HOA Dues
$484

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

4020 CARTERET DRIVE, WINTER HAVEN, FL 33884 · See all Winter Haven homes for sale

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More information about 4020 CARTERET DRIVE, WINTER HAVEN, FL 33884

4020 CARTERET DRIVE is a single family home for sale in WINTER HAVEN, FL 33884. This property was listed for sale on March 10, 2026 by KELLER WILLIAMS ADVANTAGE III, it's currently listed at $405,900. This listing's school district is Polk Public Schools. Nearby schools include Chain O Lakes Elem, McLaughlin Academy Of Excellence and Lake Region High. 4020 CARTERET DRIVE is a 4-bed, 3-bath, 2,282 sqft single family home built in 2015.