331 BAY STREET, AUBURNDALE, FL 33823

$757,0003 Beds3 Baths3,488 Sq. Ft.$217 / sq. ft.

AUBURNDALE, FL 33823 · MLS# TB8516430 · Active · FLANIGAN C R SUB

Status
Active
Type
Single Family Residence
Year Built
1973
Days on Market
64
Lot Size
25,130 sqft
MLS #
TB8516430
County
Polk

Description of 331 BAY STREET, AUBURNDALE, FL 33823

Lakefront Luxury with an Assumable 2.6% Interest VA Loan by ANY buyer who is Qualified for a loan. (You do not need to be a Veteran to qualify!!!) Wake up each morning to breathtaking waterfront views and end your evenings watching the sunset from your private dock. Nestled on nearly 0.60 acres along beautiful Lake Ariana, this extensively renovated 3-bedroom, 3-bath home offers nearly 3,500 square feet of thoughtfully designed living space where comfort, elegance, and outdoor living come together. One of this property's most valuable features is the opportunity for qualified buyers to assume the existing 2.6% VA loan, creating the potential for substantial savings compared to today's interest rates. Inside, you'll find spacious living areas filled with natural light, an updated kitchen designed for entertaining, generously sized bedrooms, and beautifully renovated bathrooms. Large windows showcase stunning lake views throughout the home, creating a peaceful retreat you'll enjoy every day. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Whether you're boating, fishing, paddleboarding, or simply relaxing by the water, this property offers the Florida lifestyle you've been dreaming about. With no HOA, ample parking, and a location convenient to both Tampa and Orlando, this home is ideal as a primary residence, luxury second home, executive retreat, or investment property. Opportunities to own renovated lakefront homes with a private dock, pool, and an assumable low-interest mortgage are exceptionally rare.

Property Details for 331 BAY STREET, AUBURNDALE, FL 33823

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
Appliances
Dishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
Flooring
Ceramic Tile, Laminate, Porcelain Tile, Hardwood
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Garage Spaces
2
Attached Garage
Yes
Parking Features
Circular Driveway, Driveway, Oversized
Pool Features
Deck, Heated, In Ground, Screen Enclosure
Pool Private
Yes
Property Condition
Completed
Direction Faces
East

Building Information for 331 BAY STREET, AUBURNDALE, FL 33823

Building Area Total
5501
Building Area Units
Square Feet
Association
No
Security Features
Smoke Detector(s)

Property Information for 331 BAY STREET, AUBURNDALE, FL 33823

Lot Features
City Lot, Sidewalk
Lot Size Square Feet
25,130
Waterfront
Yes
Waterfront Features
Lake Front
View
Water
Construction Materials
Block, Stucco
Roof
Shingle
Exterior Features
Irrigation System, Lighting, Sidewalk, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 331 BAY STREET, AUBURNDALE, FL 33823

Parcel Number
252802309500000130
Tax Annual Amount
$7,447
Tax Year
2025
Tax Legal Description
FLANIGAN C R SUB PB 4 PG 67 LOT 13
Zoning
R-1
County Or Parish
Polk

Schools Near 331 BAY STREET, AUBURNDALE, FL 33823

Elementary School
Auburndale Central Elem
Middle School
Stambaugh Middle
High School
Auburndale High School

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$4,828/mo
Principal & Interest
$3,828
Property Taxes
$621
Home Insurance
$379

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

331 BAY STREET, AUBURNDALE, FL 33823 · See all Auburndale homes for sale

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More information about 331 BAY STREET, AUBURNDALE, FL 33823

331 BAY STREET is a single family home for sale in AUBURNDALE, FL 33823. This property was listed for sale on June 5, 2026 by DIVINE ESTATES REALTY LLC, it's currently listed at $757,000. This listing's school district is Polk Public Schools. Nearby schools include Auburndale Central Elem, Stambaugh Middle and Auburndale High School. 331 BAY STREET is a 3-bed, 3-bath, 3,488 sqft single family home built in 1973.