3294 GARDENIA DRIVE, HERNANDO BEACH, FL 34607

Description of 3294 GARDENIA DRIVE, HERNANDO BEACH, FL 34607

PRICE IMPROVEMENT TO 425,000… TURNKEY WATERFRONT COTTAGE WITH ATTRACTIVE INSURANCE QUOTES & INSURANCE INSPECTIONS ALREADY COMPLETED! Opportunities like this don’t come along often in Hernando Beach. Welcome to 3294 Gardenia Dr., a charming coastal cottage-style waterfront home in Hernando Beach Middle where boating, fishing, golf cart rides, waterfront restaurants & the laid-back Nature Coast lifestyle become part of everyday living. Located on a canal with saltwater access to the Gulf through the nearby community boat lift, this home offers the waterfront lifestyle buyers dream about without the direct Gulf access price. Being sold TURNKEY, meaning the furniture, TVs, linens, kitchen items & much more are included, you can simply unlock the door & start enjoying your new home, making it ideal as a full-time residence, vacation getaway or investment property. To help simplify the insurance process for buyers, insurance 4-Point & Wind Mitigation Inspections have already been completed, along with a current primary residence homeowners & wind insurance quote of approximately 2,805 per year & a current primary residence flood insurance quote of approximately 2,269.05 per year. The open floor plan features the kitchen, dining & living areas flowing together with wood cabinetry, granite countertops, stainless steel appliances, a breakfast bar & beautiful wood beam ceilings that add warmth & coastal charm. The home is advertised as a 4-bedroom layout with the main-level primary-style room measuring approximately 13x14 featuring an attached bathroom & private screened porch with all-new screening & vinyl windows (please note this room does not have a closet). Upstairs are 3 additional bedrooms & a guest bathroom, including an oversized 20x12 bedroom with a walk-in closet, room for a sitting area & its own private balcony. The laundry room includes a 2022 GE full-size stackable washer & dryer. Outside, enjoy a chain-link fenced backyard, seawall, knee wall with steps leading to the floating dock & plenty of room to create your own outdoor retreat with a pool, gazebo, summer kitchen or fire pit. A downstairs screened porch offers the perfect place to relax after a day on the water, while the oversized 29x27 garage provides exceptional storage for vehicles, kayaks, paddleboards, fishing gear & all your waterfront toys. Important updates include a 2020 HVAC system & a 2018 dimensional roof. Hernando Beach is one of Florida’s hidden gems, known for its boating lifestyle, beautiful sunsets, abundant wildlife, local restaurants & small-town coastal atmosphere. Offered at 425,000, this fully turnkey waterfront home combines exceptional value, attractive insurance quotes, completed insurance inspections & the relaxed coastal lifestyle buyers are searching for.

Property Details for 3294 GARDENIA DRIVE, HERNANDO BEACH, FL 34607

Bathrooms Full

2

Bathrooms Half

0

Interior Features

Open Floorplan, Solid Wood Cabinets, Stone Counters, Vaulted Ceiling(s)

Appliances

Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer

Flooring

Carpet, Laminate

Heating

Central, Electric

Cooling

Central Air

Furnished

Turnkey

Garage Spaces

2

Attached Garage

Yes

Parking Features

Oversized

Pool Private

No

Direction Faces

West

Building Information for 3294 GARDENIA DRIVE, HERNANDO BEACH, FL 34607

Building Area Total

2588

Building Area Units

Square Feet

Association

No

Property Information for 3294 GARDENIA DRIVE, HERNANDO BEACH, FL 34607

Lot Features

Street Dead-End

Lot Size Square Feet

7,300

Waterfront

Yes

Waterfront Features

Canal - Brackish

View

Water

Construction Materials

Wood Frame

Roof

Shingle

Exterior Features

Fire Pit

Sewer

Public Sewer

Water Source

Public

New Construction

No

Public Records for 3294 GARDENIA DRIVE, HERNANDO BEACH, FL 34607

Parcel Number

R1322316235011200100

Tax Annual Amount

$5,071

Tax Year

2025

Tax Legal Description

HERNANDO BEACH UNIT 12 BLOCK 112 LOT 10

Zoning

R1B

County Or Parish

Hernando

Schools Near 3294 GARDENIA DRIVE, HERNANDO BEACH, FL 34607

Elementary School

Westside Elementary-HN

Middle School

Fox Chapel Middle School

High School

Weeki Wachee High School

School assignments are provided by the listing and should be independently verified.

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