3174 PHLOX DRIVE, PALM HARBOR, FL 34684

$249,9002 Beds2 Baths860 Sq. Ft.$291 / sq. ft.

PALM HARBOR, FL 34684 · MLS# TB8531522 · Active · CLOVERPLACE CONDO

Status
Active
Type
Villa
Year Built
1984
Days on Market
10
Lot Size
3,742 sqft
MLS #
TB8531522
County
Pinellas

Description of 3174 PHLOX DRIVE, PALM HARBOR, FL 34684

Virtually Staged. PRICE IMPROVEMENT! Welcome to this charming 2-bedroom, 2-bath villa in the desirable Clover Place community of Palm Harbor! Located in a highly sought-after school district and just minutes from shopping, dining, parks, golf, and the Gulf beaches, this home offers an exceptional location with the convenience of low-maintenance living. Major updates provide peace of mind, including a **roof replaced in 2022** and a **newer HVAC system**. Inside, you'll find beautiful polished porcelain tile flooring throughout and an updated hall bath featuring a custom-tiled walk-in shower. The spacious great room boasts vaulted ceilings and abundant natural light, creating an open and welcoming atmosphere. Step into the bright and airy sunroom overlooking a **nicely fenced backyard**—a wonderful space for pets, gardening, entertaining, or simply relaxing in your own private outdoor retreat. The kitchen has been reconfigured from its original layout, offering the next owner a unique opportunity to create a space that reflects their own style and needs. Whether you're looking for your first home, a seasonal residence, or a property to personalize over time, this villa offers solid improvements, a desirable location, and the chance to make it your own. Residents enjoy access to the community pool and beautifully maintained common areas, all within one of Palm Harbor's most convenient and desirable neighborhoods. No flood insurance required (Flood Zone X), makes this property the one to grab!

Property Details for 3174 PHLOX DRIVE, PALM HARBOR, FL 34684

Bathrooms Full
2
Bathrooms Half
0
Interior Features
Cathedral Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer, Water Softener
Flooring
Tile
Heating
Electric
Cooling
Central Air
Furnished
Unfurnished
Architectural Style
Traditional
Garage Spaces
1
Attached Garage
Yes
Parking Features
Converted Garage, Driveway, Garage Door Opener
Pool Features
Gunite, In Ground
Pool Private
No
Property Condition
Completed
Direction Faces
North

Building Information for 3174 PHLOX DRIVE, PALM HARBOR, FL 34684

Building Area Total
860
Building Area Units
Square Feet
Stories Total
1
Association
Yes
Association Fee
$230
Association Fee Frequency
Monthly
Association Amenities
Pool, Vehicle Restrictions
Pets Allowed
Cats OK, Dogs OK, Size Limit, Yes
Security Features
Smoke Detector(s)

Property Information for 3174 PHLOX DRIVE, PALM HARBOR, FL 34684

Lot Features
In County, Landscaped, Private, Sidewalk
Lot Size Square Feet
3,742
Waterfront
No
View
Garden, Tennis Court
Construction Materials
Block, Stucco
Roof
Shingle
Exterior Features
Irrigation System, Private Mailbox, Private Yard, Sidewalk, Sliding Doors, Storage
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 3174 PHLOX DRIVE, PALM HARBOR, FL 34684

Parcel Number
082816167950041640
Tax Annual Amount
$2,702
Tax Year
2025
Tax Legal Description
CLOVERPLACE CONDO PHASE IV UNIT 164
Zoning
RPD-7.5
County Or Parish
Pinellas

Schools Near 3174 PHLOX DRIVE, PALM HARBOR, FL 34684

Elementary School
Highland Lakes Elementary-PN
Middle School
Carwise Middle-PN
High School
Palm Harbor Univ High-PN

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$1,844/mo
Principal & Interest
$1,264
Property Taxes
$225
Home Insurance
$125
HOA Dues
$230

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

3174 PHLOX DRIVE, PALM HARBOR, FL 34684 · See all Palm Harbor homes for sale

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More information about 3174 PHLOX DRIVE, PALM HARBOR, FL 34684

3174 PHLOX DRIVE is a villa for sale in PALM HARBOR, FL 34684. This property was listed for sale on July 20, 2026 by RAGSDALE RESIDENTIAL REALTY, it's currently listed at $249,900. This listing's school district is Pinellas Public Schools. Nearby schools include Highland Lakes Elementary-PN, Carwise Middle-PN and Palm Harbor Univ High-PN. 3174 PHLOX DRIVE is a 2-bed, 2-bath, 860 sqft villa built in 1984.