3140 N CANAL DRIVE, PALM HARBOR, FL 34684

Description of 3140 N CANAL DRIVE, PALM HARBOR, FL 34684

No Flood Insurance Required. Lakefront living. NO HOA. No rules. No restrictions. Updated 3-bedroom, 3.5-bath waterfront home (with a versatile mother-in-law suite, office, den) sits directly on a peaceful canal leading to one of Florida’s premier freshwater lakes. New roof (2025), new dock and seawall (2023), upgraded AC, and an expanded electrical panel ready for EV chargers. Inside, the open-concept kitchen is a showstopper, with custom cabinets, premium counters, and high-end appliances that flow effortlessly into the main dining and living room areas. Upstairs, the owners’ suite features a walk-in custom closet and a spa-inspired ensuite bath. Two additional guest rooms and an updated bath share this level, along with a full laundry room and loads of extra storage space. The mother-in-law suite downstairs has its own entrance, full bath, and laundry hook-up—perfect for guests, a home office, den, or possibly rental income. Plenty of space for boats, kayaks, skis and RVs. Nearby John Chesnut and Anderson Parks have public boat ramps, nature trails, and picnic areas. Top-rated Pinellas County schools, Honeymoon Island beaches, Downtown Dunedin, Tarpon Springs, and Tampa International Airport are just minutes away. Did we mention, No HOA. No lease restrictions. Just pure Florida lake life—freedom, fun, and relaxation all in one. Homes like this rarely come available on the water and a lifestyle this free is hard to find in Pinellas County—schedule your private showing today and see what lakefront living truly feels like. Seller will consider crypto currency offers.

Property Details for 3140 N CANAL DRIVE, PALM HARBOR, FL 34684

Bathrooms Full

3

Bathrooms Half

1

Interior Features

Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters

Appliances

Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Water Softener

Flooring

Carpet, Hardwood

Heating

Central

Cooling

Central Air

Furnished

Unfurnished

Garage Spaces

2

Attached Garage

Yes

Parking Features

Bath In Garage, Boat, Covered, Garage Door Opener, Ground Level, RV Parking

Pool Private

No

Property Condition

Completed

Direction Faces

North

Building Information for 3140 N CANAL DRIVE, PALM HARBOR, FL 34684

Building Area Total

2059

Building Area Units

Square Feet

Stories Total

3

Association

No

Property Information for 3140 N CANAL DRIVE, PALM HARBOR, FL 34684

Lot Features

In County, Landscaped

Lot Size Square Feet

6,586

Waterfront

Yes

Waterfront Features

Canal - Freshwater

View

Water

Construction Materials

Vinyl Siding, Wood Frame

Roof

Shingle

Exterior Features

Awning(s), Balcony, French Doors, Garden, Irrigation System

Sewer

Public Sewer

Water Source

Canal/Lake For Irrigation

New Construction

No

Public Records for 3140 N CANAL DRIVE, PALM HARBOR, FL 34684

Parcel Number

322716487800000440

Tax Annual Amount

$170

Tax Year

2024

Tax Legal Description

LAKE TARPON ESTATES LOT 44

Zoning

R-3

County Or Parish

Pinellas

Schools Near 3140 N CANAL DRIVE, PALM HARBOR, FL 34684

Elementary School

Highland Lakes Elementary-PN

Middle School

Carwise Middle-PN

High School

Palm Harbor Univ High-PN

School assignments are provided by the listing and should be independently verified.

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