264 S CENTRAL AVENUE, UMATILLA, FL 32784

$480,0002 Beds2 Baths1,258 Sq. Ft.$382 / sq. ft.

UMATILLA, FL 32784 · MLS# G5111097 · Active · UMATILLA MITCHENORS ADD

Status
Active
Type
Single Family Residence
Year Built
2020
Days on Market
7
Lot Size
19,472 sqft
MLS #
G5111097
County
Lake

Description of 264 S CENTRAL AVENUE, UMATILLA, FL 32784

Lakefront Home – 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don’t miss this rare opportunity — schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

Property Details for 264 S CENTRAL AVENUE, UMATILLA, FL 32784

Bathrooms Full
2
Bathrooms Half
0
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Dishwasher, Disposal, Dryer, Range, Refrigerator, Tankless Water Heater
Flooring
Ceramic Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Pool Private
No
Property Condition
Completed
Direction Faces
East

Building Information for 264 S CENTRAL AVENUE, UMATILLA, FL 32784

Building Area Total
2475
Building Area Units
Square Feet
Association
No

Property Information for 264 S CENTRAL AVENUE, UMATILLA, FL 32784

Lot Size Square Feet
19,472
Waterfront
No
View
Water
Construction Materials
Cement Siding, Wood Frame
Roof
Shingle
Exterior Features
Storage
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 264 S CENTRAL AVENUE, UMATILLA, FL 32784

Parcel Number
131826050000A00500
Tax Annual Amount
$6,857
Tax Year
2025
Tax Legal Description
UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430
Zoning
RP
County Or Parish
Lake

Schools Near 264 S CENTRAL AVENUE, UMATILLA, FL 32784

Elementary School
Umatilla Elem
Middle School
Umatilla Middle
High School
Umatilla High

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$3,238/mo
Principal & Interest
$2,427
Property Taxes
$571
Home Insurance
$240

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

264 S CENTRAL AVENUE, UMATILLA, FL 32784 · See all Umatilla homes for sale

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More information about 264 S CENTRAL AVENUE, UMATILLA, FL 32784

264 S CENTRAL AVENUE is a single family home for sale in UMATILLA, FL 32784. This property was listed for sale on April 16, 2026 by RLW REALTY, it's currently listed at $480,000. This listing's school district is Lake Public Schools. Nearby schools include Umatilla Elem, Umatilla Middle and Umatilla High. 264 S CENTRAL AVENUE is a 2-bed, 2-bath, 1,258 sqft single family home built in 2020.