260 S CENTRAL AVENUE, UMATILLA, FL 32784

Description of 260 S CENTRAL AVENUE, UMATILLA, FL 32784

Lakefront Oasis with Income Potential – 260& 264 S. Central Ave., Umatilla, FL. The main home is 1,258 sq ft and the duplex is 2,160 sq ft with both units currently occupied. Discover this exceptional lakefront home in the heart of “Nature’s Hometown” Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Situated on a spacious lot that includes a separate duplex at 260 S. Central Ave. (Units A & B), this property provides versatile options — the duplex can be parceled off as its own unit for added value or rental income. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirlpool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St. Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utilities & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This main home is an energy-efficient masterpiece with thoughtful details throughout. Titled in a Land Trust (to be provided). Whether you're looking for a primary residence, a vacation getaway, or an investment with rental potential from the duplex, this lakefront property delivers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest. Don't miss this rare opportunity — schedule your private showing today!

Property Details for 260 S CENTRAL AVENUE, UMATILLA, FL 32784

Bathrooms Full

2

Bathrooms Half

0

Interior Features

Accessibility Features, Eating Space In Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)

Appliances

Dishwasher, Range, Refrigerator, Tankless Water Heater

Flooring

Tile

Heating

Central, Electric

Cooling

Central Air

Furnished

Unfurnished

Parking Features

Covered

Pool Private

No

Property Condition

Completed

Direction Faces

East

Building Information for 260 S CENTRAL AVENUE, UMATILLA, FL 32784

Building Area Total

1980

Building Area Units

Square Feet

Stories Total

2

Association

No

Pets Allowed

Yes

Property Information for 260 S CENTRAL AVENUE, UMATILLA, FL 32784

Lot Size Square Feet

25,222

Waterfront

No

View

No

Construction Materials

Block, Cement Siding, Wood Frame

Roof

Shingle

Exterior Features

Lighting, Storage

Sewer

Public Sewer

Water Source

Public

New Construction

No

Public Records for 260 S CENTRAL AVENUE, UMATILLA, FL 32784

Parcel Number

131826050000A00501

Tax Annual Amount

$6,857

Tax Year

2025

Tax Legal Description

UMATILLA MITCHENOR'S ADD S 48 FT OF LOT 5 N 25 FT OF LOT 6 BLK A PB 1 PG 56 ORB 4918 PG 430

Zoning

RP

County Or Parish

Lake

Schools Near 260 S CENTRAL AVENUE, UMATILLA, FL 32784

Elementary School

Umatilla Elem

Middle School

Umatilla Middle

High School

Umatilla High

School assignments are provided by the listing and should be independently verified.

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