220 S 4TH STREET, PALATKA, FL 32177

$499,9002 Beds2 Baths1,876 Sq. Ft.$266 / sq. ft.

PALATKA, FL 32177 · MLS# FC319102 · Active · PALATKA

Status
Active
Type
Single Family Residence
Year Built
1871
Days on Market
47
Lot Size
12,197 sqft
MLS #
FC319102
County
Putnam

Description of 220 S 4TH STREET, PALATKA, FL 32177

A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the charm and grace of nineteenth-century Florida while creating an inviting atmosphere for family, guests, or visitors. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage—carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences.ALL FURNISHINGS ARE NEGOTIABLE! “Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

Property Details for 220 S 4TH STREET, PALATKA, FL 32177

Bathrooms Full
1
Bathrooms Half
1
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Other, PrimaryBedroom Upstairs, Solid Wood Cabinets, Window Treatments
Appliances
Convection Oven, Dishwasher, Disposal, Gas Water Heater, Microwave, Refrigerator
Flooring
Hardwood
Heating
Central, Electric, Heat Pump
Cooling
Central Air
Furnished
Furnished
Architectural Style
Historical
Attached Garage
No
Parking Features
Driveway, Ground Level, Parking Pad
Pool Private
No
Direction Faces
East

Building Information for 220 S 4TH STREET, PALATKA, FL 32177

Building Area Total
2200
Building Area Units
Square Feet
Stories Total
2
Association
No
Pets Allowed
Yes

Property Information for 220 S 4TH STREET, PALATKA, FL 32177

Lot Features
Historic District, Near Marina
Lot Size Square Feet
12,197
Waterfront
No
View
Trees/Woods, Water
Construction Materials
Wood Frame, Wood Siding
Roof
Metal
Exterior Features
Awning(s), Garden, Irrigation System, Lighting, Private Entrance, Sidewalk
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 220 S 4TH STREET, PALATKA, FL 32177

Parcel Number
421027685002600040
Tax Annual Amount
$1,348
Tax Year
2025
Tax Legal Description
DICKS MAP OF PALATKA MB2 P46 BLK 26 S 80FT OF LOT 4
Zoning
DB
County Or Parish
Putnam

Schools Near 220 S 4TH STREET, PALATKA, FL 32177

High School
Palatka High School

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$2,890/mo
Principal & Interest
$2,528
Property Taxes
$112
Home Insurance
$250

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

220 S 4TH STREET, PALATKA, FL 32177 · See all Palatka homes for sale

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More information about 220 S 4TH STREET, PALATKA, FL 32177

220 S 4TH STREET is a single family home for sale in PALATKA, FL 32177. This property was listed for sale on June 7, 2026 by COLDWELL BANKER (HAMMOCK), it's currently listed at $499,900. This listing's school district is Putnam Public Schools. Nearby schools include Palatka High School. 220 S 4TH STREET is a 2-bed, 2-bath, 1,876 sqft single family home built in 1871.