20978 MONZA LOOP, LAND O LAKES, FL 34638

$425,0004 Beds3 Baths2,386 Sq. Ft.$178 / sq. ft.

LAND O LAKES, FL 34638 · MLS# TB8500994 · Active · ARDEN PRESERVE

Status
Active
Type
Single Family Residence
Year Built
2022
Days on Market
69
Lot Size
6,906 sqft
MLS #
TB8500994
County
Pasco

Description of 20978 MONZA LOOP, LAND O LAKES, FL 34638

Welcome to 20978 Monza Loop in the GATED COMMUNITY of Arden Preserve, where the major expenses of new construction have already been handled for you. Built in 2022, this home delivers immediate value with NO CDD fees and includes upgrades that typically cost thousands more through a builder, such as a FULLY VINYL FENCED backyard, EXTENDED PAVER PATIO and walkway, window blinds and curtains, and a fully owned WATER TREATMENT SYSTEM. Located in FLOOD ZONE X, it also offers the added benefit of potentially LOWER INSURANCE COSTS, making this a smart move both upfront and long-term. Inside, the home offers 4 bedrooms, 2.5 baths, and 2,386 square feet of thoughtfully designed living space with a BRIGHT, OPEN-CONCEPT layout. The main level is filled with NATURAL LIGHT and features a seamless flow between the living, dining, and kitchen areas, creating an inviting space for both everyday living and entertaining. The kitchen is anchored by a LARGE CENTER ISLAND with seating, complemented by sleek countertops, stainless steel appliances, ample cabinetry, and modern pendant lighting. Sliding glass doors open to the COVERED LANAI, enhancing the indoor-outdoor connection. Upstairs, a spacious loft provides FLEXIBLE LIVING SPACE for a second living area, media room, or home office, while the generously sized bedrooms offer comfort and privacy. The primary suite serves as a relaxing retreat with an en-suite bath featuring dual vanities, a walk-in shower, and plenty of storage, and a dedicated laundry room adds convenience. Out back, the covered lanai overlooks a PRIVATE YARD that backs to PEACEFUL GREENSPACE with NO REAR NEIGHBORS, creating a quiet setting to relax or entertain. The extended paver patio expands your outdoor living options, whether you’re hosting gatherings or simply enjoying the Florida lifestyle. Arden Preserve is a fully completed gated community with no ongoing construction, offering a more established and peaceful environment. Residents enjoy a PRIVATE WALKING PATH leading directly to Land O’ Lakes High School, a community dog park, and convenient access to nearby shopping, dining, and major roadways. This home combines modern construction, functional living space, and meaningful savings in one of Land O’ Lakes’ most desirable neighborhoods.

Property Details for 20978 MONZA LOOP, LAND O LAKES, FL 34638

Bathrooms Full
2
Bathrooms Half
1
Interior Features
Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Thermostat, Window Treatments
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Flooring
Carpet, Luxury Vinyl, Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Garage Spaces
2
Attached Garage
Yes
Pool Private
No
Direction Faces
Northeast

Building Information for 20978 MONZA LOOP, LAND O LAKES, FL 34638

Building Area Total
3116
Building Area Units
Square Feet
Association
Yes
Association Fee
$90
Association Fee Frequency
Monthly
Pets Allowed
Yes
Security Features
Security System

Property Information for 20978 MONZA LOOP, LAND O LAKES, FL 34638

Lot Features
Conservation Area, Landscaped, Level, Sidewalk
Lot Size Square Feet
6,906
Waterfront
No
Waterfront Features
Lake
View
Trees/Woods
Construction Materials
Block, Stucco, Wood Frame
Roof
Shingle
Exterior Features
Garden, Private Yard, Sidewalk, Sliding Doors
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 20978 MONZA LOOP, LAND O LAKES, FL 34638

Parcel Number
1826020080004000110
Tax Annual Amount
$6,271
Tax Year
2025
Tax Legal Description
ARDEN PRESERVE PB 82 PG 112 BLOCK 4 LOT 11
Zoning
MPUD
County Or Parish
Pasco

Schools Near 20978 MONZA LOOP, LAND O LAKES, FL 34638

Elementary School
Connerton Elem
Middle School
Pine View Middle-PO
High School
Land O' Lakes High-PO

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$2,975/mo
Principal & Interest
$2,149
Property Taxes
$523
Home Insurance
$213
HOA Dues
$90

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

20978 MONZA LOOP, LAND O LAKES, FL 34638 · See all Land O' Lakes homes for sale

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More information about 20978 MONZA LOOP, LAND O LAKES, FL 34638

20978 MONZA LOOP is a single family home for sale in LAND O LAKES, FL 34638. This property was listed for sale on April 24, 2026 by MIHARA & ASSOCIATES INC., it's currently listed at $425,000. This listing's school district is Pasco Public Schools. Nearby schools include Connerton Elem, Pine View Middle-PO and Land O' Lakes High-PO. 20978 MONZA LOOP is a 4-bed, 3-bath, 2,386 sqft single family home built in 2022.