1491 W Highway 98, Mary Esther, FL 32569

$985,0004 Beds3 Baths2,986 Sq. Ft.$330 / sq. ft.

Mary Esther, FL 32569 · MLS# 684123 · Active · None

Status
Active
Type
Single Family Residence
Year Built
1981
Days on Market
51
Lot Size
19,166 sqft
MLS #
684123
County
Okaloosa

Description of 1491 W Highway 98, Mary Esther, FL 32569

Rare opportunities like this don't come along often. Situated on 115 feet of waterfront along the Santa Rosa Sound, this one-of-a-kind property offers the perfect blend of luxury waterfront living, investment potential, & unmatched flexibility. Wake up to breathtaking sunrises, unwind with spectacular sunsets, & spend your days enjoying your private dock with spacious sundeck—ideal for boating, fishing, paddleboarding, or simply taking in the view. Looking for a home that works for you? This property features a 1,200 sq. ft. private apartment above the garage with its own entrance, balcony, washer/dryer, HVAC, water heater, & security system, making it an incredible opportunity for rental income, multigenerational living, a guest retreat, or extended stays. Inside the main home, you'll find water views throughout, a charming bay-window breakfast nook, tile flooring throughout (no carpet), & extensive updates including a full remodel, newer roof, HVAC, plumbing, & appliances for added peace of mind. Need even more flexibility? The 400 sq. ft. office with a separate entrance offers endless possibilities as a home business, studio, private workspace, guest suite, or potential additional bedroom. Additional features include a concrete safe room, workshop, hurricane shutters, circular driveway, & abundant storage throughout the home & apartment. Whether you're searching for a waterfront retreat, investment property, income-producing home, vacation getaway, multigenerational residence, or a place to enjoy the Florida lifestyle while offsetting your mortgage, this exceptional property checks every box. Live on the water. Generate income. Create lasting memories. This isn't just a home—it's an opportunity.

Property Details for 1491 W Highway 98, Mary Esther, FL 32569

Bathrooms Full
3
Bathrooms Half
0
Interior Features
Ceiling Fan(s), Attached Self Contained Living Area, Office/Study
Appliances
Water Heater, Electric Water Heater, Built In Microwave, Dishwasher, Refrigerator, Self Cleaning Oven
Flooring
Tile, Vinyl
Heating
Multi Units
Cooling
Multi Units, Ceiling Fan(s)
Architectural Style
Traditional
Garage Spaces
2
Parking Features
2 Car Garage, Circular Driveway, Garage Door Opener
Pool Features
None
Property Condition
Resale

Building Information for 1491 W Highway 98, Mary Esther, FL 32569

Building Area Total
2986
Building Area Units
Square Feet
Stories
2
Association
No
Association Fee Frequency
Annually
Security Features
Security System

Property Information for 1491 W Highway 98, Mary Esther, FL 32569

Lot Size Square Feet
19,166
Waterfront
Yes
Waterfront Features
Intracoastal Waterway, Sound, Waterfront, Beach Access
View
Sound
Construction Materials
Frame
Roof
Shingle
Exterior Features
Lawn Pump, Dock
Sewer
Public Sewer
New Construction
No

Public Records for 1491 W Highway 98, Mary Esther, FL 32569

Parcel Number
142S25000000200000
Tax Legal Description
The West 114.7 ft of the East 700.0 ft of Lot 2, Section 14, Township 2 South, Range 25 West, lying south of the right-of-way of U.S. Hwy 98, Okaloosa county, Florida, and being further described by composite survey dated November, 1980, by Basil J Boles and as shown on said completed survey as the West 114.7 ft to East 700.1 ft of Government Lot 2, South of Hwy 98, Okaloosa County, Florida.
County Or Parish
Okaloosa

Schools Near 1491 W Highway 98, Mary Esther, FL 32569

Elementary School
Local School In County
Middle School
LOCAL SCHOOL IN COUNTY
High School
Local School In County

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$6,377/mo
Principal & Interest
$4,981
Property Taxes
$903
Home Insurance
$493

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

1491 W Highway 98, Mary Esther, FL 32569 · See all Mary Esther homes for sale

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More information about 1491 W Highway 98, Mary Esther, FL 32569

1491 W Highway 98 is a single family home for sale in Mary Esther, FL 32569. This property was listed for sale on June 10, 2026 by ERA American Real Estate, it's currently listed at $985,000. This listing's school district is Okaloosa Public Schools. Nearby schools include Local School In County, LOCAL SCHOOL IN COUNTY and Local School In County. 1491 W Highway 98 is a 4-bed, 3-bath, 2,986 sqft single family home built in 1981.