12925 42ND TERRACE W, CORTEZ, FL 34215

$7,250,0004 Beds5 Baths5,138 Sq. Ft.$1,411 / sq. ft.

CORTEZ, FL 34215 · MLS# A4695510 · Active · SUNSET HARBOR

Status
Active
Type
Single Family Residence
Year Built
1996
Days on Market
66
Lot Size
20,460 sqft
MLS #
A4695510
County
Manatee

Description of 12925 42ND TERRACE W, CORTEZ, FL 34215

EXTRAORDINARY WATERFRONT ESTATE ON ANNA MARIA SOUND. Exclusive gated community of Sunset Harbor, where luxury, privacy, and breathtaking coastal scenery come together in perfect harmony. One of only eight residences within this intimate enclave, this exceptional home captures sweeping views of Anna Maria Sound and delivers unforgettable Gulf Coast sunsets from nearly every angle. Thoughtfully designed to embrace Florida's coveted indoor-outdoor lifestyle, the residence offers expansive terraces and seamless living spaces that open effortlessly to the waterfront beyond. Whether entertaining guests or enjoying a quiet evening overlooking the water, the home creates an atmosphere of relaxed sophistication. Spanning approximately 5,138 square feet, this Mediterranean-inspired residence has been beautifully reimagined with refined finishes and quality craftsmanship throughout. The gourmet kitchen is appointed with premium appliances and opens to multiple spacious living and entertaining areas enhanced by oversized impact glass sliders that frame the stunning water views. The luxurious upper-level primary suite serves as a private sanctuary, complete with dual bathrooms, an executive office, and a dedicated fitness room. Additional highlights include an elevator servicing 3 levels, whole-home generator, elegant custom finishes throughout, spacious three-car garage, whole-home water filtration system, new HVAC systems, new seawall, and a new dock with 10,000 lb and 24,000 lb boat lifts. This property also offers the ultimate convenience for student-athletes and families, located just minutes from the world-renowned IMG Academy, one of the premier sports training campuses in the world. Ideally located just moments from the white sandy beaches of Anna Maria Island, waterfront dining, and direct Gulf access, this remarkable property offers the ultimate combination of luxury waterfront living, deep-water boating access, and the relaxed elegance of Florida's Gulf Coast lifestyle. Call for Matterport 3D virtual floorplan and youtube video.

Property Details for 12925 42ND TERRACE W, CORTEZ, FL 34215

Bathrooms Full
4
Bathrooms Half
1
Interior Features
Built-in Features, Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, Elevator, Open Floorplan, Other, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Appliances
Cooktop, Dishwasher, Disposal, Dryer, Microwave, Other, Refrigerator, Washer
Flooring
Carpet, Porcelain Tile
Heating
Central
Cooling
Central Air
Furnished
Unfurnished
Architectural Style
Custom, Elevated, Florida, Mediterranean, Traditional
Garage Spaces
3
Attached Garage
Yes
Parking Features
Driveway, Garage Faces Side, Oversized
Pool Features
Gunite, Heated
Pool Private
Yes
Direction Faces
East

Building Information for 12925 42ND TERRACE W, CORTEZ, FL 34215

Building Area Total
9125
Building Area Units
Square Feet
Stories Total
2
Association
Yes
Association Fee
$6,000
Association Fee Frequency
Annually
Pets Allowed
Cats OK, Dogs OK, Yes

Property Information for 12925 42ND TERRACE W, CORTEZ, FL 34215

Lot Features
Oversized Lot
Lot Size Square Feet
20,460
Waterfront
Yes
Waterfront Features
Waterfront, Bay/Harbor, Intracoastal Waterway
View
Pool, Water
Construction Materials
Concrete, Stucco
Roof
Tile
Exterior Features
Balcony, Irrigation System, Lighting, Other
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 12925 42ND TERRACE W, CORTEZ, FL 34215

Parcel Number
7619700177
Tax Annual Amount
$39,968
Tax Year
2025
Tax Legal Description
LOT 1 & 2 SUNSET HARBOR SUB; SUBJ TO PRIVATE ROADWAY AS PLATTED PI#76197.0017/7
Zoning
PDR/CH
County Or Parish
Manatee

Schools Near 12925 42ND TERRACE W, CORTEZ, FL 34215

Elementary School
Sea Breeze Elementary
Middle School
W.D. Sugg Middle
High School
Bayshore High

School assignments are provided by the listing and should be independently verified.

Payment Calculator

Estimated Payment
$44,116/mo
Principal & Interest
$36,660
Property Taxes
$3,331
Home Insurance
$3,625
HOA Dues
$500

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

12925 42ND TERRACE W, CORTEZ, FL 34215 · See all Cortez homes for sale

More information about 12925 42ND TERRACE W, CORTEZ, FL 34215

12925 42ND TERRACE W is a single family home for sale in CORTEZ, FL 34215. This property was listed for sale on June 1, 2026 by CLUB REALTY, it's currently listed at $7,250,000. This listing's school district is Manatee Public Schools. Nearby schools include Sea Breeze Elementary, W.D. Sugg Middle and Bayshore High. 12925 42ND TERRACE W is a 4-bed, 5-bath, 5,138 sqft single family home built in 1996.