12816 HARBORWOOD DRIVE, LARGO, FL 33774

$2,450,0004 Beds5 Baths4,234 Sq. Ft.$579 / sq. ft.

LARGO, FL 33774 · MLS# TB8533580 · Active · KENSINGTON OAKS

Status
Active
Type
Single Family Residence
Year Built
1987
Days on Market
2
Lot Size
56,985 sqft
MLS #
TB8533580
County
Pinellas

Description of 12816 HARBORWOOD DRIVE, LARGO, FL 33774

Experience an exceptional waterfront lifestyle in this magnificent custom estate, ideally situated on the Intracoastal Waterway between Indian Rocks Beach and Belleair Beach. Nestled on an extraordinary 1.3-acre homesite in the exclusive Kensington Oaks community, this private residence offers breathtaking panoramic water views, lush manicured grounds, and quick access to the Gulf of America. Spanning more than 4,200 square feet, this impressive home offers 4 bedrooms, a bonus room w wet bar, loft, 4.5 baths with convenient pool bath, and a spacious 2-car garage. The thoughtfully designed floor plan is ideal for both everyday living and entertaining, featuring a luxurious first-floor primary suite with an expansive sitting area and spa-inspired bath, and an in law suite w private bath, while the upper level includes two more bedrooms, a full bath, and a versatile loft with balcony. Spectacular water views throughout the home, soaring ceilings, rich wood flooring, and fireplaces in both the living and family rooms create warmth and timeless elegance. The formal dining room is perfect for hosting memorable gatherings. Outdoor living is equally impressive. A nearly 60-foot covered and screened lanai overlooks the sparkling 15’ x 30’ pool, designed with open-air enjoyment instead of a traditional pool cage, allowing uninterrupted sunshine and refreshing coastal breezes. The second-floor balcony provides an elevated vantage point for breathtaking sunrises, colorful sunsets, and endless views of the Intracoastal. Kensington Oaks is one of the area’s desirable waterfront communities, known for its beautifully maintained homes, mature landscaping, and peaceful setting. Enjoy a short stroll to Bonner Nature Park and easy access to some of Florida’s finest beaches, including Indian Rocks Beach, Belleair Beach, and Clearwater Beach. Fine dining, golf, shopping, and two international airports are all within convenient reach. This is more than a home—it’s a rare opportunity to own a private waterfront estate offering space, elegance, and the quintessential Florida coastal lifestyle.

Property Details for 12816 HARBORWOOD DRIVE, LARGO, FL 33774

Bathrooms Full
4
Bathrooms Half
1
Interior Features
Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Kitchen/Family Room Combo, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
Appliances
Bar Fridge, Dishwasher, Disposal, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
Flooring
Carpet, Tile, Travertine, Hardwood
Heating
Central, Electric
Cooling
Central Air
Furnished
Negotiable
Architectural Style
Cape Cod, Coastal
Garage Spaces
2
Attached Garage
Yes
Parking Features
Garage Door Opener, Oversized
Pool Features
Auto Cleaner, Gunite, In Ground, Lighting, Outside Bath Access, Pool Sweep
Pool Private
Yes
Property Condition
Completed
Direction Faces
Southeast

Building Information for 12816 HARBORWOOD DRIVE, LARGO, FL 33774

Building Area Total
5852
Building Area Units
Square Feet
Stories Total
2
Association
Yes
Association Fee
$850
Association Fee Frequency
Annually
Pets Allowed
Yes
Security Features
Closed Circuit Camera(s), Security System, Smoke Detector(s)

Property Information for 12816 HARBORWOOD DRIVE, LARGO, FL 33774

Lot Features
Cleared, Conservation Area, Flood Insurance Required, FloodZone, Landscaped, Oversized Lot, Sidewalk, Sloped
Lot Size Square Feet
56,985
Waterfront
Yes
Waterfront Features
Intracoastal Waterway
View
Trees/Woods, Water
Construction Materials
Block, Brick
Roof
Shingle
Exterior Features
Irrigation System, Outdoor Grill, Private Yard, Sidewalk
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 12816 HARBORWOOD DRIVE, LARGO, FL 33774

Parcel Number
073015462800000010
Tax Annual Amount
$29,841
Tax Year
2025
Tax Legal Description
KENSINGTON OAKS SUB LOT 1
Zoning
RES
County Or Parish
Pinellas

Payment Calculator

Estimated Payment
$16,172/mo
Principal & Interest
$12,389
Property Taxes
$2,487
Home Insurance
$1,225
HOA Dues
$71

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

12816 HARBORWOOD DRIVE, LARGO, FL 33774 · See all Largo homes for sale

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More information about 12816 HARBORWOOD DRIVE, LARGO, FL 33774

12816 HARBORWOOD DRIVE is a single family home for sale in LARGO, FL 33774. This property was listed for sale on July 30, 2026 by HOMES BY SANDERS REALTY, it's currently listed at $2,450,000. This listing's school district is Pinellas Public Schools. 12816 HARBORWOOD DRIVE is a 4-bed, 5-bath, 4,234 sqft single family home built in 1987.