1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
CEDAR KEY, FL 32625 · MLS# GC539563 · Active · SOUTH FOWLERWAY
Description of 1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
This Cedar Key property presents a rare opportunity for buyers looking to rebuild or reimagine a coastal home in one of Florida’s most unique waterfront communities. Previously impacted by storm damage, the property is now positioned for potential repair or reconstruction under current FEMA and local guidelines. Based on guidance from local officials, rebuilding may be possible depending on the scope of work and overall project cost relative to the structure’s pre-storm value. This creates a unique opportunity for buyers to design and execute a project that fits within those parameters—whether restoring the existing footprint or creating a thoughtfully updated coastal retreat. The value calculation is based on the structure only (excluding land), giving buyers a clear framework to explore renovation or rebuilding options. Due to FEMA regulations and the 50% rule, buyers are encouraged to work with the City of Cedar Key, contractors, and design professionals to fully understand allowable improvements, elevation requirements, and permitting options. If you’ve been looking for a project with flexibility, upside, and the ability to create something truly your own, this is an opportunity worth exploring.
Property Details for 1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
- Bathrooms Full
- 2
- Bathrooms Half
- 0
- Interior Features
- Ceiling Fan(s), Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor
- Appliances
- Dishwasher, Dryer, Range, Refrigerator, Washer
- Flooring
- Concrete
- Heating
- Central, Electric, Propane
- Cooling
- Central Air, Mini-Split Unit(s)
- Furnished
- Unfurnished
- Architectural Style
- Cottage
- Parking Features
- Driveway, Off Street
- Pool Private
- No
- Property Condition
- Completed
- Direction Faces
- North
Building Information for 1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
- Building Area Total
- 1274
- Building Area Units
- Square Feet
- Association
- No
- Pets Allowed
- Yes
Property Information for 1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
- Lot Features
- Cleared, Flood Insurance Required, FloodZone, City Lot, Landscaped, Level
- Lot Size Square Feet
- 9,583
- Waterfront
- Yes
- Waterfront Features
- Canal - Saltwater
- View
- City, Water
- Construction Materials
- Block, Concrete, HardiPlank Type, Stucco
- Roof
- Metal
- Exterior Features
- Hurricane Shutters, Storage
- Sewer
- Public Sewer
- Water Source
- Public
- New Construction
- No
Public Records for 1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
- Parcel Number
- 0889800000
- Tax Annual Amount
- $5,011
- Tax Year
- 2025
- Tax Legal Description
- 30-15-13 SOUTH FOWLERWAY BLK 10 LOT 6 & WEST 20 FT OF LOT 5 & EAST 10 FT OF LOT 7 OR BOOK 1640 PAGE 228
- Zoning
- R-1
- County Or Parish
- Levy
Schools Near 1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
- High School
- Cedar Key High School-LV
School assignments are provided by the listing and should be independently verified.
Payment Calculator
- Principal & Interest
- $1,214
- Property Taxes
- $418
- Home Insurance
- $120
Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.
Location
1170 WHIDDON AVENUE, CEDAR KEY, FL 32625 · See all Cedar Key homes for sale
More information about 1170 WHIDDON AVENUE, CEDAR KEY, FL 32625
1170 WHIDDON AVENUE is a single family home for sale in CEDAR KEY, FL 32625. This property was listed for sale on April 24, 2026 by HOME ENV REALTY, it's currently listed at $240,000. This listing's school district is Levy Public Schools. Nearby schools include Cedar Key High School-LV. 1170 WHIDDON AVENUE is a 2-bed, 2-bath, 962 sqft single family home built in 1950.