1109 CHARLES STREET, CLEARWATER, FL 33755

$899,0003 Beds3 Baths1,833 Sq. Ft.$490 / sq. ft.

CLEARWATER, FL 33755 · MLS# TB8489075 · Active · PEALE PARK

Status
Active
Type
Single Family Residence
Year Built
1936
Days on Market
139
Lot Size
11,953 sqft
MLS #
TB8489075
County
Pinellas

Description of 1109 CHARLES STREET, CLEARWATER, FL 33755

One or more photo(s) has been virtually staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph’s Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find. Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and “Old Florida” charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin’s acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision—whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!

Property Details for 1109 CHARLES STREET, CLEARWATER, FL 33755

Bathrooms Full
3
Bathrooms Half
0
Interior Features
High Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Range, Range Hood, Tankless Water Heater
Flooring
Tile
Heating
Central, Electric
Cooling
Central Air, Mini-Split Unit(s)
Furnished
Unfurnished
Architectural Style
Coastal, Contemporary, Craftsman
Garage Spaces
2
Attached Garage
Yes
Parking Features
Driveway, Parking Pad
Pool Features
Child Safety Fence, Gunite, In Ground
Pool Private
Yes
Direction Faces
East

Building Information for 1109 CHARLES STREET, CLEARWATER, FL 33755

Building Area Total
1833
Building Area Units
Square Feet
Stories Total
2
Association
No
Security Features
Smoke Detector(s)

Property Information for 1109 CHARLES STREET, CLEARWATER, FL 33755

Lot Features
Oversized Lot
Lot Size Square Feet
11,953
Waterfront
No
View
Pool
Construction Materials
HardiPlank Type, Wood Frame
Roof
Metal
Exterior Features
Lighting, Private Mailbox, Rain Gutters
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 1109 CHARLES STREET, CLEARWATER, FL 33755

Parcel Number
032915680940040040
Tax Annual Amount
$6,914
Tax Year
2025
Tax Legal Description
PEALE PARK BLK D, LOT 4 AND W 40FT OF LOT 5
County Or Parish
Pinellas

Payment Calculator

Estimated Payment
$5,572/mo
Principal & Interest
$4,546
Property Taxes
$576
Home Insurance
$450

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

1109 CHARLES STREET, CLEARWATER, FL 33755 · See all Clearwater homes for sale

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More information about 1109 CHARLES STREET, CLEARWATER, FL 33755

1109 CHARLES STREET is a single family home for sale in CLEARWATER, FL 33755. This property was listed for sale on March 16, 2026 by CHARLES RUTENBERG REALTY INC, it's currently listed at $899,000. This listing's school district is Pinellas Public Schools. 1109 CHARLES STREET is a 3-bed, 3-bath, 1,833 sqft single family home built in 1936.