109 TERN DRIVE, ANNA MARIA, FL 34216

$1,399,0002 Beds2 Baths1,223 Sq. Ft.$1,144 / sq. ft.

ANNA MARIA, FL 34216 · MLS# A4685406 · Active · LUANA ISLES

Status
Active
Type
Single Family Residence
Year Built
1968
Days on Market
144
Lot Size
7,500 sqft
MLS #
A4685406
County
Manatee

Description of 109 TERN DRIVE, ANNA MARIA, FL 34216

Love the beach and love to boat? Delightful waterfront home with direct access to open water. Located on the famed North end of Anna Maria Island. This 2 bedroom 2 bathroom home offers incredible opportunities for adventure. Whether it is the sand of the Gulf beaches you seek or if enjoying the water from a boat, kayak, or paddle board is your thing the choice is yours. Another incredible benefit of this location is the proximity to Pine Ave, full of fun shopping and eateries. Generously sized lot is positioned on a cul-de-sac providing privacy due to no through traffic. Concrete block paired with a metal roof creates a formidable structure. As you enter the home you will be welcomed by a sense of coziness. The kitchen features solid wood cabinetry and exquisite Taj Mahal quartzite countertops. Entertaining is aided by the in-ceiling home speaker system. Enjoy year around serene water views from the 300 square foot screened-in lanai equipped with four ceiling fans. Single car garage for all your storage needs or get creative for a possible third bedroom. The large lot leaves ample room for a pool to the front of the house. Schedule a showing today and discover if this piece of paradise if right for you.

Property Details for 109 TERN DRIVE, ANNA MARIA, FL 34216

Bathrooms Full
2
Bathrooms Half
0
Interior Features
Ceiling Fan(s), Eating Space In Kitchen, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Window Treatments
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
Flooring
Carpet, Ceramic Tile, Porcelain Tile
Heating
Central, Electric
Cooling
Central Air
Furnished
Negotiable
Garage Spaces
1
Attached Garage
Yes
Pool Private
No
Direction Faces
South

Building Information for 109 TERN DRIVE, ANNA MARIA, FL 34216

Building Area Total
1927
Building Area Units
Square Feet
Stories Total
1
Association
No

Property Information for 109 TERN DRIVE, ANNA MARIA, FL 34216

Lot Size Square Feet
7,500
Waterfront
Yes
Waterfront Features
Canal - Saltwater
View
No
Construction Materials
Block
Roof
Metal
Exterior Features
Private Yard, Rain Gutters, Storage
Sewer
Public Sewer
Water Source
Public
New Construction
No

Public Records for 109 TERN DRIVE, ANNA MARIA, FL 34216

Parcel Number
6901000007
Tax Annual Amount
$17,706
Tax Year
2025
Tax Legal Description
LOT 63 BLK D LUANA ISLES PI#69010.0000/7
Zoning
R1
County Or Parish
Manatee

Payment Calculator

Estimated Payment
$9,250/mo
Principal & Interest
$7,074
Property Taxes
$1,476
Home Insurance
$700

Estimate only — actual rates, taxes and insurance vary. Not a loan offer or financial advice. Financing through Matthew Gromadzki, NMLS #2560919 · Innovative Mortgage Services, Inc., NMLS #250769.

Location

109 TERN DRIVE, ANNA MARIA, FL 34216 · See all Anna Maria homes for sale

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More information about 109 TERN DRIVE, ANNA MARIA, FL 34216

109 TERN DRIVE is a single family home for sale in ANNA MARIA, FL 34216. This property was listed for sale on March 12, 2026 by SATO REAL ESTATE INC., it's currently listed at $1,399,000. This listing's school district is Manatee Public Schools. 109 TERN DRIVE is a 2-bed, 2-bath, 1,223 sqft single family home built in 1968.